- Report: #596480
Report - Rebuttal - Arbitrate
Complaint Review: PIONEER CREDIT RECOVERY, INC. - Sallie Mae
PIONEER CREDIT RECOVERY, INC. - Sallie MaePO Box 20 Perry, New York United States of America
PIONEER CREDIT RECOVERY, INC. - Sallie Mae Original Debt amount from Sallie Mae 34k+ tha Pcr says I owe 43K +? Looks like a RAT sounds like a RAT must be a Ripoff!!! Perry , New York
*General Comment: PLEASE PROVIDE PROOF..
*Consumer Suggestion: Heads-Up: There ARE Ways Out
*UPDATE EX-employee responds: pay your loans dirt bags
*General Comment: The idiot who called me an idiot
*Consumer Comment: Pay your student loans!
*Consumer Comment: I have student loans
*Consumer Comment: Pioneer doesnt need to sue you for a wage garnishment
*UPDATE Employee: FYI
*Consumer Comment: Sallie Mae Scam
*Consumer Comment: Sallie Mae is a SCAM
*UPDATE EX-employee responds: ok
*Consumer Comment: Robert...READ what I wrote...Pioneer broke the law!
*Consumer Comment: Student Loans are Different..
*Consumer Suggestion: Stay off the phone!!! Always dispute!
*Consumer Comment: unfortunately it's legal
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On the computer at work I notice a garnishment and received a letter from my job saying that i have a garnishment with a mandatory amount of 15%. I was told that i could ask for a lower garnishment of 10% is I talk to pcr (Pioneer Credit Recovery). I contacted pcr and they said that they would automatically drop it to 10% once my garnished payment processes into their system and she will note my account.
Six payments later their was not drop pf 10% because now she says that i need to send paper work to my job and then to them because if i do it I'll get a quicker response!? They seemed to do just fine without me for the garnishment! They seemed excited because the larger amounts of money received due to me working overtime, eventhough I am a parttime worker(I believe was reluctance to drop10%)
How does 34,000 become 43,000- current payments new balance is 41678.77?
Interest accrued on defaulted loan and fees? The government allows them to add a 21.5% collection cost? They said they couldn't find or reach me but the interest still accrued! So they want me to fill and fax out a borrowers acknowledgement and Authorization withdrawal which is an additional $50 month to rehabilitate me and it cannot be too early or too late other wise the cycle starts over again. I have not signed off because it does not seem right! They talk to fast. Keep switching people on the phone and want to hurry sign and send back in!
No real Proof or detailed information on Loan amount, interest etc...!
When I contacted Sallie Mae about this they said their was nothing they could do about this they sold the loan to this agency but what she did tell me was that they gave the loan to pcr with a balance of 34,000+!
This report was posted on Ripoff Report on 04/25/2010 11:39 AM and is a permanent record located here: http://www.ripoffreport.com/r/PIONEER-CREDIT-RECOVERY-INC-Sallie-Mae/Perry-New-York-14530/PIONEER-CREDIT-RECOVERY-INC-Sallie-Mae-Original-Debt-amount-from-Sallie-Mae-34k-tha-P-596480. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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