• Report: #951717

Complaint Review: plain green loans and great plain loans

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  • Submitted: Sat, October 06, 2012
  • Updated: Sat, October 06, 2012

  • Reported By: plaingreen and greatplain are both — box elder Montana United States of America
plain green loans and great plain loans
po box 270 box elder, Montana United States of America

plaingreen loans and great plain loans i borrowed $800.00 and end up paying back$2465.83 to both of these companys for a $800.00 loans from each of them if that's not a ripoff what is ,i am going to report them to the FTC.so beware of both they have false address on the internet box elder, Montana

*Consumer Suggestion: Did you actually read the agreement before signing it?

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I borrow $800.00 from plaingreen for 7 months  and when i got through paying them back it was $$2465.83. and i borrow $600.00 from greatplain after that pay off was $1465.83 if that's not a ripoff what is,i am going to report them to the FTC. so everybody out there beware of both of these companys they are scams

This report was posted on Ripoff Report on 10/06/2012 01:35 PM and is a permanent record located here: http://www.ripoffreport.com/r/plain-green-loans-and-great-plain-loans/box-elder-Montana-59521/plaingreen-loans-and-great-plain-loans-i-borrowed-80000-and-end-up-paying-back246583-t-951717. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Did you actually read the agreement before signing it?

AUTHOR: vlad469 - ()

I have a currently outstanding loan with Plain Green. I also took out an $800 loan, and if I waited to pay it off till the last minute, I would also be paying the same fees. You can pay off the principle of the loan early, and avoid those interest charges, which are clearly given up front when you ask them for the loan. I knew going in that if I waited for the full term of the loan, I would be paying very high interest payments. The website even recommends that you pay the loan off early in order to avoid the high finance charges.

The charges and interest are right there, you HAVE to read them before getting a loan. They go out of their way to tell you to pay the loan off early to avoid finance charges and interest. Yes it's a lot of money, but I'm in the same boat as you, except I paid off parts of the principle early (something you can easily do on their website) and won't be paying the full finance charges.

You really can't get mad at them for anything. If you had bothered to read the agreement before signing, then you were fully aware of the interest rates and charges (it's even shown to you broken down up front to show you your payment schedule and the charges involved!) and if you didn't read it then it's your own fault. The long and short of it is, you signed the agreement. Nobody put a gun to your head, they didn't hide their charges or rates, and you haven't done anything to pay off the loan early, to avoid those charges. I hate to say it, but this is all on you, and I don't see where you have a leg to stand on to complain.
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