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Report: #133210

Complaint Review: Plains Commerce Bank - Souix Falls South Dakota

  • Submitted:
  • Updated:
  • Reported By: detroit Michigan
  • Author Confirmed What's this?
  • Why?
  • Plains Commerce Bank www.plainscommerce.com Souix Falls, South Dakota U.S.A.

Plains Commerce Bank total card will mess up your credit instead of helping Ripoff Souix Falls South Dakota

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I have had the total visa card from plains commerce bank for 11 months now and thought everything was going great until I started trying to buy a house. When the mortgage broker ran my trw he found that I had been 30 or more days past due with plains commerce bank back in december.

The only problem was I had never been late with my payments. There was no reason to be since the minimum payment was only $20. I had paid $100 dollars in the end of november, via western union, on my account which made it to my card for my use within 2 days however they reported that I did not pay until january.

Lucky for me I keep a record of all western union transactions because they refused to change their error and/or send a letter to my mortgage broker so that my credit rating could be updated.

Patricia
detroit, Michigan
U.S.A.

This report was posted on Ripoff Report on 02/28/2005 06:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/plains-commerce-bank/souix-falls-south-dakota/plains-commerce-bank-total-card-will-mess-up-your-credit-instead-of-helping-ripoff-souix-f-133210. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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