• Report: #91476

Complaint Review: Premium Advantage - World Benefits - Benefits Plus

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  • Submitted: Fri, May 14, 2004
  • Updated: Sat, May 15, 2004

  • Reported By:Chandler Arizona
Premium Advantage - World Benefits - Benefits Plus
1 Closter Commons Closter, New Jersey U.S.A.

Premium Advantage Aka World Benefits Aka Benefits Plus ripoff! Scam! Fraudlent business practices! Thieves! Closter New Jersey

*Author of original report: talked with Wells Fargo, and they are crediting our account for the $299.95!

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Unfortunately, I did not have the forethought to find this website BEFORE I was ripped off, but I, like many others I have found out, was STOLEN from thank so Premium Advantage, Benefits Plus, World Benefits, My World Benefits... how many times have they changed their name?!

They called offering to help get my credit sorted out (obviously targeting individuals who they feel are more incline to listen to their LIES!). I listened, and was told that they needed to only VERIFY that I had $299.95 in my checking account. I was told NOTHING would be charged at any time, but in order to issue the card they were offering, this information was necessary. I gave them the information they requested, and looked forward to their package.

Nothing came - nothing has come, only a $299.95 DEBIT from my checking account!!! I requested a copy of the cancelled check from my local bank, and was appalled to see their name on it!! this is a check that was generated by them, and self-authorized!!! My name OK'ing this authorization was NO WHERE on this check - therefore I am currently in the process of disputing this fraudelent charge with my bank at this very moment.

As soon as I saw the debit on my account, I called "Premium Advantage" and upon the first words saying I had found a charge on my account, the lady on the phone became VERY RUDE, and said I would have to write a letter of cancellation (FOR WHAT???) and address it to Thomas Henry!! He would review it and decide if I was to be refunded!!! SAME STORY AS EVERYONE ELSE HERE!!!!!!

I am FURIOUS. How DARE this company be allowed to operate under a false name (NAMES!), operate under a false store front, have access to people who are willing to man their phones and lie to people DAILY, have access to our bank accounts and be able to SELF AUTHORIZE charges to our accounts!!! HOW ARE THEY ABLE TO CONTINUE TO DO THIS?????

I have vowed to put a stop to this any way I can. I will be tenaciously finding ways to put a stop to these people, and I FULLY intend on getting my money back. I expect my bank to reverse these charges before I would expect to see a DIME from these thieves.

There is valuable information in these reports - I will be calling the FBI as well as local police dept's and news stations. This CANNOT be allowed to continue. I am APPALLED at the number of people this company has lied to and stolen from. Jail time is surely awaiting SOMEBODY!!! Karma is a b*tch.

JW
Chandler, Arizona
U.S.A.

This report was posted on Ripoff Report on 05/14/2004 12:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Premium-Advantage-World-Benefits-Benefits-Plus/Closter-New-Jersey-07624/Premium-Advantage-Aka-World-Benefits-Aka-Benefits-Plus-ripoff-Scam-Fraudlent-business-pr-91476. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

talked with Wells Fargo, and they are crediting our account for the $299.95!

AUTHOR: Jason - (U.S.A.)

Just an update - we have talked with Wells Fargo, and they are crediting our account for the $299.95, as we have filed a claim to dispute this charge, and it is being looked into at this very moment. They have also credited us the bank fees that accrued due to being overdrawn because of this charge. Thank you, Wells Fargo!

We are lucky - because I knew of this website, as soon as we saw the charge from Premium Advantage I got on here and started a search. I was appalled when I saw exactly how widespread this scam really is, and I am doing everything I can to be sure these people get caught.

Thank you, Ed, for this fantastic website. Without it, I would have gone through the tedious, false process of trying to get my money returned from a company that has no intentions of doing so, and continues to lie or hang up the phone every time they are called.

If this happens to ANYONE - CALL YOUR BANK IMMEDIATELY!!! DISPUTE THIS CHARGE!!! DO IT WITHIN 60 DAYS WHILE THE BANK CAN STILL HELP YOU!!!

I have given Wells Fargo's Fraud Dept. this site information and contact info for Ed - I am hoping they contact him and at least put a stop on these checks coming through electronically. That can save ALOT of people alot of money (as well as Wells Fargo), and take a BIG cut out of this company's potential victim pool.

I have also contacted our local News station and am awaiting a response - I would love to see as much exposure as possible - too many people have already been hurt. This needs to stop.
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