• Report: #135754

Complaint Review: Prepaid Legal Services

  • Submitted: Sun, March 20, 2005
  • Updated: Tue, June 13, 2006

  • Reported By:Muskogee Oklahoma
Prepaid Legal Services
334 State St Muskogee, Oklahoma U.S.A.
  • Phone: 580-436-1234
  • Web:
  • Category: Lawyers

Prepaid Legal Services ripoff Muskogee Oklahoma

*UPDATE Employee: Don't Change the Subject

*Consumer Suggestion: Good Form

*Author of original report: even so

*UPDATE Employee: Still not getting the picture

*Consumer Comment: solve problem

*Consumer Suggestion: Who is Mitch sperry?

*UPDATE Employee: Time to Consider Bowing Out

*Author of original report: D A in the courthouse and is lawyer in private practice

*UPDATE Employee: Flawed Logic

*Author of original report: the same person sir

*Consumer Comment: Pyramid Scheme?!

*Consumer Comment: MLM/NWM does not = "pyramid" scheme...

*Consumer Comment: I'm not getting it either

*Consumer Comment: So, what does that have to do with anything?

*REBUTTAL Individual responds: Wow!

*REBUTTAL Individual responds: Wow!

*REBUTTAL Individual responds: Wow!

*REBUTTAL Individual responds: Wow!

*UPDATE Employee: I repeat, the D.A. is not a Pre-Paid Attorney

*Consumer Comment: please read this

*UPDATE Employee: Prepaid Legal is not the D.A.

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Joined prepaid july 2002 had legal issue on will. Paid the $20 to have will made out. Left it in law office. Never processed.

Had truck vandalized. Asked to prosecute vandals. Gave me 340 of the 860. Said one vandal escaped so mandy lost the papers I gave for court order. Was told they will pay other 420 thru victims witness program. Never paid the balance because d.a. lost court papers I filed.

Harold
Muskogee, Oklahoma
U.S.A.

This report was posted on Ripoff Report on 03/20/2005 04:54 PM and is a permanent record located here: http://www.ripoffreport.com/r/Prepaid-Legal-Services/Muskogee-Oklahoma-74401/Prepaid-Legal-Services-ripoff-Muskogee-Oklahoma-135754. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 17Consumer 4Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

Don't Change the Subject

AUTHOR: Aaron - (U.S.A.)

The issue with J.D. Luton running for D.A. has been laid to rest. As my last post stated, he is the son of J.D. Luton SR, is your county D.A., but is NOT affiliated with Prepaid Legal. His father is the one associated with Prepaid Legal Services. One is not the other, they happen to share the same name as is not uncommon in the United States between father and son.

Back on point, you still have not answered my question. What service provided by Prepaid Legal Services did they fail to provide when requested? Did you not get your free telephone consultation? Did you request and not get a letter or phone call on your behalf? Did you request representation from Prepaid Legal and not receive your 25% discount.

You may have a valid complaint for irresponsible behavior against your District Attorney. Feel free to criticize him to your hearts content. If he deserves to be replaced, replace him. But this is not the subject of your post. You state that Prepaid Legal performed sloppy service because of the District Attorney. It is irresponsible to blame a company the District Attorney is not associated with for sloppy work. This is especially true if you did not take advantage of Prepaid Legal's services or expected services they don't offer. Once again, Prepaid Legal Services is not affiliated with any District Attorney's office anywhere in the United States.

All I'm asking from you is the truth. Prepaid Legal Services is not responsible for your situation as the fowl up was created by the District Attorney's office. If you can make such a statement I'll will gladly thank you and move on. Otherwise feel free to read my future posts.
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#2 Consumer Suggestion

Good Form

AUTHOR: Jim - (U.S.A.)

Good Form Aaron of Bremerton, Washington. Too often people in her spew their opinons without first check the facts.

Glad to see some diligence in here.
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#3 Author of original report

even so

AUTHOR: Harold - (U.S.A.)

even so that it may be but did you also know JD Luton is seeking re-election as the DA? how could that be if he was never elected to begin with?tell me why all his signs all over town says RE_ELECT? when it should say please do not resusicate!!!!

a family freind appointed him to that post back in 1992 and we have had many problems since then like he has many of the residents pretty upset over the way he handles the law procedures there including not investigating several murder and criminal and felony cases the way HE wants to, not us citizens of Muskogee County

you seem to enjoy your work so keep at it so we all can benefit from all kinds of experiences
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#4 UPDATE Employee

Still not getting the picture

AUTHOR: Aaron - (U.S.A.)

Yes, in your original complaint you mention sloppy service but never once discuss Prepaid Legal Services. The entire complaint has been based on what the District Attorney did or did not do. My counter-argument is that Prepaid is not the D.A.'s office nor does it represent said office. You disagreed bringing up vague mentions of the Prepaid Lawyer being the D.A., a statement which is not the case. In your latest post you finally provided a name, J. D. Luton, which allowed me to discover the error in your line of thinking.

Calling Riggs, Abney, Neal, Turpen, Orbison and Lewis' local office in Muskogee, (918) 687-5404 in case you need it, John D. Luton SR is an attorney that handles workers comp cases for their firm and has for the last few years. He is an elderly gentleman (roughly mid-70's) who served as D.A. in the 50's and 60's then served as State Senator from 1964-1988. Currently he works only for the above law firm.

On the other hand, John D. Luton JR (his son) is the District Attorney for Muskogee County. My earlier error was looking into the City District Attorney. Yes, he is running for re-election, but no he is not a Prepaid Legal Attorney.

This is sadly a case of mistaken identity between a father and his son who share the same name, are in the same line of work, but have different employers.

You say I shouldn't judge a book by its cover which is exactly why I gave you the benefit of my time and efforts to research your information. It would have been easy to say your wrong and move on. Your own words are "Never paid the balance because D.A. lost court papers I filed." Not once did you mention what mistakes Prepaid Legal made or what services they didn't perform. Instead, either through design or ignorance, went on to tell how the D.A. was your Prepaid Legal attorney. Information that is now seen to be untrue and would be illegal if it was.

Let me ask you, point blank, with no deception or misconception of Prepaid Attorneys working for the D.A. "What service offered by Prepaid Legal did you attempt to take advantage of that they did not perform?" Did you get your free consultations? Did you ask for your free letter or phone call? Did you hire them at their 25% discount to represent you?

I'm sorry the D.A. is not capable of performing his duties, and for that I agree that he should be replaced. But his lack of ability is not related to Prepaid Legals Services.

On your offer to visit Muskogee, I've been there once about 5 years ago. Granted I spent only a couple of days there and wasn't a part of Prepaid Legal so didn't look into law firms at the time. I plan to attend Prepaid Legal's corporate event in Ada this next spring. Perhaps an additional trip to Muskogee wouldn't be out of the question.
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#5 Consumer Comment

solve problem

AUTHOR: Harold - (U.S.A.)

Aaron from Bremerton
We will invite you to come to Muskogee Oklahoma so you can see first hand the law office and district court where this lawyer works then you will see for yourself what I mean
Its too bad you think Im an angry man but again, your dead wrong as you seem to judge a book by its cover,
All I referred to was a quality of a job was not done and therefore not completed and if I write anything about sloppy services, you seem to take it wrong as all the research you want to do is on the internet and draw any conclusion you like to think as in my opinion was the wrong one
Thank you
Harold
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#6 Consumer Suggestion

Who is Mitch sperry?

AUTHOR: Harold - (U.S.A.)

This us about Mitch Sperry? Arron, where are you getting your information? you and the others are wanting to make a meal out of this as I was very clear about the District Attorney being the Attorney in the private practice here in town, what do you actually think you know who he is I am here and you are there, I see him and you do not, I have been in both buildings, have you? I do not think its very wise to quibble over the internet thinking you know more about the subject matter than the person who has direct contact with this city but it is obvious you have little to do but to search the wrong person and the right offences from another city 1800 miles from here

I think this is a terrible way to argue the point because it serves no purpose but it can gender strife and that is noy what Bad Business Bureau is about, it is about resolving problems in a civil manner, not dissension among us
The point is J D Luton is an attorney and his other job is District Attorney, a position he will not hold after Larry Moore is soon elected in this upcoming election on July 25th
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#7 UPDATE Employee

Time to Consider Bowing Out

AUTHOR: Aaron - (U.S.A.)

Ah, you must be referring to Mitch Sperry. You must be as he is the D.A for Muskogee Oklahoma. Unfortunately he does not own his own practice in Oklahoma or anywhere else. Additionally, he is not employed by any law office or firm within Muskogee. This is very public information that takes moments to find out.

Given that I spent 2 minutes learning what you didn't know after 25 years, perhaps you should try living as a member of your community instead of simply residing there. (By the way, you earlier stated that your PPL representative was located in the same building as your D.A. now the office is accross the street. Why the confusion?)

It has become clear that the only "know it all" in this string is you. After many attemps by many people to point out the facts you continue to throw ignorance about the legal system, government structure and the elected officials of your own city.

You have reached a crossroads in which you can allow your anger to breed further useless attempts to sway people to sympathize with you; you can bow out gracefully by admitting that, while you weren't pleased with your service, you made some errors in your explination; or you can simply stop responding. The latter two will at least save you further frustration from additional posts. The former will just lead to another letter and another lesson.

In the event you do chose the former, I look forward to corresponding with you once again. If you choose to end your crusade then I wish you the best of luck with your future endevours.
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#8 Author of original report

D A in the courthouse and is lawyer in private practice

AUTHOR: Harold - (U.S.A.)

still cant understand? D A in the courthouse and is lawyer in private practice across the street and he is running for re-election but i would not vote him as a dog catcher in tinytown still think you know it all? do you live here? ive lived here 25 years and know him, yet you claim he is good? ok keep your opinion then because i have no need for professing know it alls
thank you
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#9 UPDATE Employee

Flawed Logic

AUTHOR: Aaron - (U.S.A.)

Unfortunately, a basic understanding of how City, State and the U.S. Government work quickly betrayes the flawed logic in this Report.

Let's start with the idea of "Representative." This is a very vague term that I would like you to elaborate on. Is this the person who sold you your membership? Is he an attorney who you contacted through your service? Or do you not want us to know?

Next let's present a little something I like to call a FACT. The District Attorney, regardless of which level of government, may not contract his services outside of his contranct and duties as D.A. This presents a severe conflict of interest, even in civil suits which often lead to criminal investigations. He wouldn't be able to fairly represent a client civil then prosecute him should criminal action come out requiring his arrest. So regardless of what you may have convinced yourself the District Attorney is not your Prepaid Legal Attorney and has no obligation to take action on your Prepaid Legal Contract.

On the location issue, sorry your wrong again. I did a little research and made a call to a very nice lady named Jenny who has worked as an Administrative Assistant for the Tulsa D.A.'s office for the last 3 years. She confirmed that the D.A. is located in a government owned facilitity which does not rent or give space to private organiztions nor allows for solicitation by private organizations. What does this mean? There is no Prepaid Legal Office in the same building as the D.A.'s Office.

As to whether your "Representative" has had dealings with the D.A.'s office, that's difficult to say. Many law firms will have dealings with the D.A. as it can often speed up the judicial process saving time and money. But until we clear up what "Representative" is it's hard to say. I'd hate to think that this report was drafted because your "Rep" was a janitor who cleans the D.A.'s building a few times a week.

Regardless, it's time for you to grow to accept that Prepaid Legal is not the D.A.'s office and is not affiliated with the D.A.'s office. While I am sorry for your loss continued hate through ignorance is not a solution.

You opened yourself up for these responses when you submitted your report. Don't be mad because you were scrutinized and educated. Learn from this my friend. If we don't know the circumstances...educate us on them. A two line note is not an explination but usually a quick bout of anger with no merit. You have a voice, use it! Write a one letter report letting us know all the details of who you spoke with and their relationship to Prepaid and/or the D.A.'s office. Otherwise sit back and learn from those who know so you can avoid not only the scrutiny of others, but benefit from their wisdom to avoid the mistakes you may make in the future.

Good Luck!
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#10 Author of original report

the same person sir

AUTHOR: Harold - (U.S.A.)

The D A and the Representative is the same person who has offices in Courthouse and the State building next door which houses the prepaid office He is the same person ok? thank you for all the armchair experts and that is with all due respect because they had no way of knowing the situation there
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#11 Consumer Comment

Pyramid Scheme?!

AUTHOR: Robert - (U.S.A.)

Let's see, what else has the same basic shape as a Pyramid.

A box? No, that's sort of squarish. A ball? No, that's usually roundish. Hmmmmmmm. I know I have seen something that looks like a Pyramid.

I know!!! A VOLCANO! Volcanoes look like Pyramids!

A Pyramid Scheme that sells Volcano Insurance. Good analogy, don't you think.
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#12 Consumer Comment

MLM/NWM does not = "pyramid" scheme...

AUTHOR: Salvatore - (U.S.A.)

PPL is not a "pyramid scheme" Timothy.

Pyramid scheme:
No real product or service to market or sell- commissions are made only by recruiting people- members on the top of the scheme get paid while members at the bottom wait to advance- members at the bottom can never make more then members at the top- eventually the whole scheme collapses or gets shut down and many or most people [on the bottom] loss money.

MLM/NWM:
real product or service to market and sell- commissions come from the sale of a product or service to other associates under you and to customers- can advance and make more then members above you- do not pay commissions just for recruiting.

PPL:
Is not MLM/NWM in the conventional sense. PPL is a direct sales company who markets their services through way of NWM. Associates can focus on just direct sales, just NWM or both- Commissions come from the direct sale of the services- residual income commissions every 13th month of membership- associates make over-ride commissions (and residual over-rides) from the direct sales of associates in their sales organization- associates can easily advance, passing their sponsor, making much more then them- can recruit associates into sales organization; just like any type of sales business has sub-dealers, or real estate and insurance companies have agents where over-ride commissions are made from.

All that I am trying to say is that people should do their research on companies before calling them "scams" or "pyramid" schemes. All you are doing is ruining legit company's reputations and preventing people (who believe everything they hear) from getting involved in excellent and sometimes life changing opportunities. Don't ruin it for people just because of your own beliefs or because MLM/NWM isn't for you so you think that no one should try it out. Not everyone will fail!
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#13 Consumer Comment

I'm not getting it either

AUTHOR: Timothy - (U.S.A.)

I'm not understanding this at all.

Denny got it pretty much correct, but here's another way of stating it: the D.A. represents the state, not individual people. The D.A.'s ONLY client is the people of your state as a collective unit.

Furthermore, the D.A.'s job is almost entirely discretionary and, in fact, he is forbidden from contracting for increased prosecution.

So I too am having quite a hard time discerning why you are faulting PPL for what you see as the D.A.'s shortcomings.

And, beyond that, it is not the D.A.'s job to recoup your monetary losses. That IS the job of your PPL attorney.

All in all, it sounds like you didn't fully comprehend the terms of your membershipwhen you signed up.

Denny, you were close, but not quite correct on your description of the D.A.'s job. In some smaller communities the job of D.A. is handled by an attorney who may also have a private civil practice. The rules of professional conduct don't forbid this setup, but it is ripe for conflicts. The attorney just needs to carefully evaluate each case to make sure there isn't a conflict. Also, not all D.A.s are elected. In fact, the number of states that elect (rather than appoint) D.A.s is shrinking.

I currently work in a law firm, assisting civil attorneys with their cases. I also act as a public defender. Within my firm there is an attorney who does some work on the side for the prosecutor's office. He and I can still work together on projects, but we need to maintain a "great wall" when it comes to criminal work.

PPL provides a quality service. I'm not a big fan of the pyramid scheme angle, but the product is valuable if used correctly. And, as Denny said, that means PREVENTITIVE legal services.
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#14 Consumer Comment

So, what does that have to do with anything?

AUTHOR: Denny - (U.S.A.)

So if im a lawyer and have an office in a Bank of America Business building, then I must be a lawyer for Bank of America, right?

That's your logic deary.

So, your DA has an office in the Prepaid Legal Business Building?

Your story makes absolutely no sense.

Again, is he a MEMBER of PPL? Then as PPL member, he is acting on his own terms, meaning the DA has nothing to do with it.
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#15 REBUTTAL Individual responds

Wow!

AUTHOR: Harold - (U.S.A.)

his office was in the same office as prepaid as it was also located in tulsa oklahoma too
have a good day
thank you
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#16 REBUTTAL Individual responds

Wow!

AUTHOR: Harold - (U.S.A.)

his office was in the same office as prepaid as it was also located in tulsa oklahoma too
have a good day
thank you
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#17 REBUTTAL Individual responds

Wow!

AUTHOR: Harold - (U.S.A.)

his office was in the same office as prepaid as it was also located in tulsa oklahoma too
have a good day
thank you
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#18 REBUTTAL Individual responds

Wow!

AUTHOR: Harold - (U.S.A.)

his office was in the same office as prepaid as it was also located in tulsa oklahoma too
have a good day
thank you
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#19 UPDATE Employee

I repeat, the D.A. is not a Pre-Paid Attorney

AUTHOR: Aaron - (U.S.A.)

First point, your complaint says nothing about the D.A. being a Pre-Paid Rep. My question would be, what kind of rep is he? Does he happen to have a PPL membership? If that is your basis, then unfortunately you are a little misguided as to what constitutes representation my friend.

I can say with certainty that he was NOT a PPL attorney. The District Attorneys office is a body employed by the government (whether local, state or federal) to represent the people. The position of D.A. is filled by a vote of the people and upon election the D.A. hires assistant attorneys to help him in the fullfillment of his duties. One of the limiting factors of either a D.A. or A.D.A. is that they may not represent people privately as it constitutes a conflict of interest between their private practice and their commitments to the government. To try and knowingly hire a D.A. to work for you can constitute a crime (it's called bribery). If they can't be hired then they can't be PPL attorney's.

The other alternative is that the attorney is a PPL Independant Contractor or Sales Rep. This is unlikely for the same reasons stated above (How can you successfully prosecute crime when every defendant is also a potential customer?).
But let us assume he is a PPL contractor. His responsibilities as a salesman does not bind him to any level performance as a D.A. He has no increased level of commitment to you as a government employed attorney simply because you bought a PPL membership. He may just be a good salesman and a bad lawyer.

Understand that PPL hires established law firms and 90% of what they provide, by design, is preventative legal services and most cases they are involved in never go to court. None of what they provide or advertise can be considered Criminal Prosecution as that is a government matter not controllable by private individuals. When they represent clients in court it's either for criminal DEFENSE or to assist in civil litigation.

While I can appologize for what happened with your will, your persistant stance that a government agency foulup is the fault of Pre-Paid Legal makes you sound a little uneducated. I wouldn't blame the makers of Scotch Tape if I used their product to put up drywall and it didn't work. That's not what that product's designed for. In the same way you can't blame PPL for a criminal case not being prosecuted. If you want to use PPL correctly, call and get what free advice they can give you, then use your 25% discount to hire them and sue the people who vandalized your vehicle. But don't expect them to put the perpetrators behind bars.

Good Luck
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#20 Consumer Comment

please read this

AUTHOR: Harold - (U.S.A.)

please read the statement very carefully as the DA,s office did lose the most important info on the truck and the da was a rep of Prepaid
Thank you
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#21 UPDATE Employee

Prepaid Legal is not the D.A.

AUTHOR: Aaron - (U.S.A.)

While I can't comment on what happened with your will, in the case of your vehicle being vandilized I would like to know what you asked your PPL attorney's to do. Everything mentioned in this scenario involves the mishandling of your case by the District Attorney's office which is in no way affiliated with Prepaid Legal Services. This illigitimizes your complaint and does a disservice to those who can utilize Prepaid Legal in the manner intended. If you need a refresher, Prepaid Legal offer preventative legal services to insure that your rights are protected under the law. They are not a government agency capable of arresting or prosecuting criminals nor are they an offensive lawsuit machine designed to help you milk money out of corporations. If you have a legitimate complaint, by all means post it, but leave the childish whining at home.

And Remember...when your Chevy breaks down, it's not Ford's fault.
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