• Report: #1107716

Complaint Review: Pressler&Pressler

  • Submitted: Tue, December 17, 2013
  • Updated: Tue, December 17, 2013

  • Reported By: pookie — newark New Jersey
Pressler&Pressler
7 Entin Rd Parsippany , New Jersey USA

Pressler&Pressler Complete Scam And Are Liars As Well Parsippany New Jersey

*Consumer Comment: A judgment is different from a collections account

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I had my credit report ran for personal reasons and noticed that i have judgement against me for over 1100 dollars thats afor a master card in which i never owned so being im i the process of moving to another state to start anew life and and new home i was willing to pay it but after carefully looking into it i thought why should pay them my hard earned money on a account i have any knowledge of. i contacted them on several occasions only to be told that they have proof in which i asked for only to recieve a letter that they will arrest me and issue warrants well pressler pull out your cuffs cause im not backing down or paying any debt that belongs to me


This report was posted on Ripoff Report on 12/17/2013 12:34 PM and is a permanent record located here: http://www.ripoffreport.com/r/PresslerPressler/Parsippany-New-Jersey-07054/PresslerPressler-Complete-Scam-And-Are-Liars-As-Well-Parsippany-New-Jersey-1107716. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

A judgment is different from a collections account

AUTHOR: FloridaNative - ()

If you have a judgment showing on your credit report, that probably means that you have an actual judgment in the public records against you.

The very first thing to do is go to the public records section of your county and look for any and all judgments you have in your name. If you have a judgment get a copy of the entire file. The judgment can last from 10 to 20 years, it is different in each state. Check your state's statutes to find out how long your judgment can last and if it can be renewed. By the way, the judgment collects statutory interest for every day that it has been in place so it can quickly add up to be a much larger amount than the face amount.

When you have a copy of your judgment you will be able to see who was the original creditor that obtained the judgment against you. It may or may not be valid. You will need to do some research to find out if the original debt was your debt. The issue is this: whether or not the original debt was your debt, the judgment (if you have one against you) is against you. So you need to take steps to either get the judgment vacated or paid and a Satisfaction recorded.

Research the various reputable credit sites like debtorboards(dot)com or creditinfocenter(dot)com to find out what specific steps you need to take to clear the judgment from your name. Once it is cleared off the public records you can then remove it from your credit report.

The collections agency that is contacting you now may or may not be authorized to collect on the judgment, but that is a separate issue altogether. Deal with the actual judgment first.

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