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Report: #1070081

Complaint Review: Prestige Financial - Salt Lake City Utah

  • Submitted:
  • Updated:
  • Reported By: MElliott — Kannapolis North Carolina
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  • Prestige Financial 1420 s 500 West Salt Lake City, Utah USA

Prestige Financial Travis Rogers Heather McArthur Constant harassment. They even called neighbors and people I haven't spoken to in years! Salt Lake City Utah

*Consumer Comment: I got a letter saying I still owed money

*REBUTTAL Owner of company: You must work for Whack Prestiege

*Consumer Comment: Now Class...

*Author of original report: They weren't lying

*Consumer Comment: They weren't lying

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This company is the biggest bully I have ever encountered in my life! They don't wait five minutes past your due date to harass the heck out of you.

The people there are so rude and dishonest. I was two days late last month and they called everyone I know including people I have no contact with anymore. The account manager told my neighbor that I was so far behind on my payment(2 days) that they are looking for the car for repossession!

They flat out lie and try to embarrass me because they think that'll make me pay quicker. Well guess what. They are dead wrong if they think bullying me will get them paid. 

I can't wait until this nightmare is over in December. I pray that they don't pull a fast one on me and say that i owe them more money after the debt is settled. I wouldn't be surprised. This company is plain and simple evil business at its finest. 

Thanks to my ignorance and immaturity I'm now paying $35,00 for a $18,000 car. Do yourselves and your loved ones a favor. If you hear the words Prestige Financial, Run away! You'd be better off catching the bus every day than dealing with these sick people.

This report was posted on Ripoff Report on 07/25/2013 01:28 PM and is a permanent record located here: https://www.ripoffreport.com/reports/prestige-financial/salt-lake-city-utah/prestige-financial-travis-rogers-heather-mcarthur-constant-harassment-they-even-called-n-1070081. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
3Consumer
1Employee/Owner

#5 Consumer Comment

I got a letter saying I still owed money

AUTHOR: Elaine - ()

POSTED: Friday, December 06, 2013

After paying 72 payments of $365 and everyone of them ontime I received a letter that I still had a balance of $328 and I needed to make payment arrangements on it.

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#4 REBUTTAL Owner of company

You must work for Whack Prestiege

AUTHOR: F@#kPrestiege - ()

POSTED: Tuesday, July 30, 2013

 you have got to be kidding me, you feel like its okay for a finance company to call people that are not used as a reference and devulge personal information, that is against the law. They can't even report your car as late until after 30 days but they can reposess it...maybe so....but what they don't realize is that the sheer amount of embarrassing calls when not even a full day to friends, family and strangers makes anyone want to shove the vehicle up their A$$ and say forget it. They use all kind of tactics, your account is going to be escalated to the next department then...they hand your file over the cubicle wall to the next stalker to persue you....Prestiege don't want these old A$$ vehicles back they rathered rape us in interest for the next 5 years only to have the original amount of the loan still owed after dumping thousands into a car.... I want to know when is everyone on this site going to get together and sue this DUMB A$$ company!!!!

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#3 Consumer Comment

Now Class...

AUTHOR: Jim - ()

POSTED: Sunday, July 28, 2013

Class, there's much to learn here.  Shall we begin?  All the facts in this case are supplied by the orginal complainer.  We don't need to add anything, nor assume anything.  This person has told us the complete story.  First please notice this individual is a SUBPRIME borrower.  This means they have a proven track record of not paying their bills on time.  If this wasn't true, then he/she would have been financed by a bank at a better dealership and at a much lower APR.  Nobody volunteers to pay more for something they can get cheaper elsewhere, right class?  Typically, when confronted with this fact, the complainer who refuses to learn, will come back with how much of a stellar credit record they have and have never missed a payment.  The complainer then whines about the interest.  My question to you class, is why would you whine about the APR after the fact?  Either he/she didn't read what they were signing or its buyer's remorse.  Now class, notice how this person's complaint is about the COLLECTIONS efforts.  Remember, there would be no collections if that person would have paid their bills on time instead of being late, living up to their reputation.  Then we come to the first rebuttal.  I believe the gentlemen was Robert.  Just brouse other rebuttals from him.  What you will see is usually a well stated point-by-point rebuttal which completely identifies the cause of the problems, then suggests remedies and offers a piece of education.  You can usually sum up Robert's rebuttal with one statement: "If the complainer would have handled their account or problem as he stated, then there would be no complaining now.  Finally class, we come to the one point which shows Robert made his point(s) perfectly and the complainer, usually a result for pride, cannot or will not acknowledge that.  The statement: "You must work for them" or some variation of that statement is a dead giveaway the point has come thru loud and clear and the complainer simply doesn't have the maturity to admit it.  Otherwise, they would supply a point-by-point rebuttal.  Now class, move onto other postings here and we'll have another session which will further point out the sorry immaturity of some of the whiners.  Class dismissed!

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#2 Author of original report

They weren't lying

AUTHOR: MElliott - ()

POSTED: Friday, July 26, 2013

LOL Thank you Robert for your comment. It gave me a good chuckle. They DO lie. I'm not a deadbeat refusing to pay my bills but I get treated as such. Do you work there or something?  Lol. I'm no more afraid of you and your response to my complaint than I'm afraid of Prestige. Thanks again and have a beautiful day sir.

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#1 Consumer Comment

They weren't lying

AUTHOR: Robert - ()

POSTED: Thursday, July 25, 2013

 There is no minimum time a finance company must wait before your car is reposessed.  So yes..they have every right to reposess once you are late..even if you are only a couple of days late.

But go ahead stand your ground.  Refuse to pay them on THEIR timetable..make up your own.  After all the LEGAL agreement you signed means nothing..right?

Of course when they come and reposess your car, just wait until you try to get another car with a repossession(perhaps not your first) on your credit.  If you think they were bad by calling you when you were delinquent..just wait until the next lender requires you to have a Shut-Off/GPS device put in your car.  Where if you are even a day late they disable your car until you make your payment.  If you still refuse to pay after a couple of days they don't have to call anyone because they know exactly where your car is.

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