EDitor's Comment: Rip-off Report Investigation: Primerica gets a POSITIVE RATING in customer support from Rip-off Report and is fulfilling its commitment to provide excellent customer service. Primerica pledges to resolve complaints and address representative issues. For a long time this EDitor had concerns about Primerica because of the number of Reports about them. For many months Rip-off Report was looking into the company, even before they contacted us to resolve any issues and mostly misunderstandings being posted by competitors. With over 100,000 representatives and 6 million clients, Primerica is bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.
Rip-Off's investigation found such complaints, but importantly also found that Primerica is committed to resolving such complaints quickly and doing everything possible to satisfy its clients. It also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. We believe that the number of complaints against this company, whether through the Internet or other channels, is small when put into the context of its enormous size. Most big companies would never commit themselves like Primerica has. Read our investigative Report and Primerica's commitment to 100% consumer satisfaction. www.primerica.com provides products and services through independent representatives. Primerica www.primerica.com has more than 100,000 licensed representatives who serve more than 6 million clients in the U.S., Canada, Puerto Rico, Spain and the United Kingdom. Through a Financial Needs Analysis www.primericafna.com, the companys representatives provide a snapshot of a familys financial picture and suggest a strategy for financial security via Primericas products and services www.primericafinancialsolutions.com. Primericas business opportunity is attractive to people from many different backgrounds, including women www.womeninprimerica.com, African-Americans www.primericaaalc.com, Hispanics www.primericalatino.com and young adults www.generationprimerica.com.
Primericas Prepaid Legal is a total ripoff. Basically you pay $300 per year for the privilege of talking to an attorney for around 10 minutes, who then refers you to a "local" attorney, who then deducts 25% off his hourly rate. I recently consulted them over a civil action I am considering taking, after about 10 minutes the "Attorney" (though it could have been a para-legal for the advice given was not particularly useful)referred me to a local attorney who said he would only charge me $225 per hour. I decided to call a couple of Attorneys in the Yellow pages, both said on the strength of my case they would take it on contingency, meaning free and they are paid on the judgement if we prevail. Now why am I paying $300 per year to Primerica when the yellow pages are free. Do yourselves a favor consumers don't get taken in by the slick Primerica marketing, this is a total con and as with most Primerica products check around as their rates are way above other companies.
Fort Pierce, Florida