- Report: #1049648
Report - Rebuttal - Arbitrate
Complaint Review: Prospect Finance Corp.
Prospect Finance Corp.1495 C Forest Hill Blvd. West Palm Beach, Florida USA
Prospect Finance Corp. This company will screw you. Beware! West Palm Beach Florida
*Consumer Comment: Exactly the Opposite Experience...
*Author of original report: Interesting part 2`
*Author of original report: Interesting
*Consumer Comment: Typical Wailing Deadbeat!
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This company began to call me almost daily after I purchased my truck, all times of the day and the operators cannot speak very good english and when you ask for someone else they said there was no one else to talk too. I lost my job and explained that to them they said if you don't pay your note we will repossess your truck however they did not I got two months behind and I was able to make two payments in one month to catch it up. Well I work on a rig and got very tired of them calling me and on the last call they made they told me to pay $425.00 and to change my insurance coverage to what they wanted.
I was coming back home and had my dad change my insurance coverage and it shows they were faxed the paperwork however they say they did not so I sent it again and again it showed they received the fax. I received a call from them on Thursday saying they were going to repossess if I didn't give them the $425.00 so I sent the money order on Friday and on Monday at 3 in the morning they repossessed my truck. One interesting note is I sent them a fax that ask for my rental contract showing how late fees are charged and also to stop calling me almost daily and then 4 days later my truck is repossessed interesting.
I had to call and threaten them will a lawyer and I received only the sheet showing my payments and I noticed that the man who signed the letter a Wayne Carson is the same guy who sent me letters telling my about late payments or insurance issues and I also noticed every time I got a letter from Wayne Carson there was a charge on my loan of $50.00 so now I wonder is Wayne Carson a lawyer or not and why was I charged $50.00 for the letter it was sent regular mail not registered just an envelope and a stamp. Ripoff. I was unable to work out a deal they actually refused to talk to me but I find it interesting that they did not repo my truck when it was 2 months behind no no they repo'ed after I sent my fax to them and I was only 15 days late strange. These guys are crooks and they know it and it is shameful business practices but they are preying on folks who can't get financed at the banks. I learned a lesson, so anyone who reads this refuse to use this company or you too will learn a hard lesson.
This report was posted on Ripoff Report on 05/09/2013 02:03 PM and is a permanent record located here: http://www.ripoffreport.com/r/Prospect-Finance-Corp/West-Palm-Beach-Florida-33406/Prospect-Finance-Corp-This-company-will-screw-you-Beware-West-Palm-Beach-Florida-1049648. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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