• Report: #1102758

Complaint Review: Prospect Mortgage Co

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  • Submitted: Wed, November 27, 2013
  • Updated: Wed, November 27, 2013

  • Reported By: ginandavepags — West Boylston Massachusetts
Prospect Mortgage Co
15301 Ventura Blvd Ventura, California USA

Prospect Mortgage Co delays, lost paperwork, incompetance, imposed higher costs after contracts signed Ventura California

*General Comment: Prospect mortgage in court

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Started out fine, got worse as the date came closer to closing.   Came to a point we almost backed out of loan process, but it was too late to find another mortgage company.   They used every delay tactic in the book, have read may complaints ont Prospect, they are all the same.  Delays, deciete and unscrupulous tactics.   Wouldnt return calls for many days at a time.

Once we would finally get through, they would say we were missing paperwork.   Paperwork we had already sent multiple times.  They were brutal to deal with A-holes.  This is the third home I had mortages with, refinanced many times, my credit rating was great.  Yet they treated me like a credit risk.  The main problem I am here in Massachusetts, they were in California,there was no change of me going directly to their office.  Things usually go more your way when you can talk with a loan approver face to face. 

This is a bad company, stay away, you'd have better luck with a loan shark ;-)  .

 


This report was posted on Ripoff Report on 11/27/2013 09:15 PM and is a permanent record located here: http://www.ripoffreport.com/r/Prospect-Mortgage-Co/Ventura-California-91403/Prospect-Mortgage-Co-delays-lost-paperwork-incompetance-imposed-higher-costs-after-con-1102758. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 General Comment

Prospect mortgage in court

AUTHOR: Magicbtl1 - ()

Please contact your local Attorney General's office to lodge a complaint. I don't know the situation where you live but I know that here, in North Carolina, there have been several charges brought against them for some of they way they do business. I won't go into to too much... The way they were qualifying loans, frauding government loans, etc... There was also some issue with charges against them in either NY or Washington, I can't remember. 

Please check into it. We need these people to be held accountable for their actions. And it goes so much further than just the mortgage company... At least our case here does......The NC attorney generals office has been working their case for something like 10 years. They just "got their man" a few months ago and there's still more to be done.

a Google search will help you find information on their legal situation. It's all there. 

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