- Report: #1107424
Report - Rebuttal - Arbitrate
Complaint Review: Quick Quote Mortgage
Quick Quote Mortgage1041 E Brandon Blvd, Brandon, FL 33511 Valrico, Florida USA
Quick Quote Mortgage Company would not complete a mortgage after rates went up Valrico Florida
*Consumer Comment: The website has some red flags
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On 10/23/2013 I agreed to a mortgage and completed an application with Greg Wellmaker @ Quick Quite Mortgage. He immediately took a credit card for payment of a credit report, and then sent a Truth In Lending form, the written applicaiton, and a requeest for additional paperwork to support the mortgage (tax records, employment history, income verification, etc). I submitted all paperwork in less than 24 hours.
Over the next almost two months, i reached out to Quick Quote Mortgage requesting a status as rates were going up and i wanted to make sure we would close the mortgage. Each time, there were delays in getting a resonse, but eventually they replied that they had everything they needed from me. Eventually, i mailed them asking how they could close a mortgage so long after we locked in. After another 5 days delay, they finally came clean and said they could not proceed with the mortgage as originally discussed, even though i had submitted all paperwork in under a day, and even though I had been in contact with them almost every week since we initiated the process.
On 12/16, approximately 54 days after the original lock in date, I recieved an email letting me know they could not process the loan, but that i could lock in at today's rate (a full .25% higher). On a 15 year loan my size, that represents more than $10,000 in additional interest payments. I asked to speak to the owner and he has not responded.
This report was posted on Ripoff Report on 12/16/2013 12:45 PM and is a permanent record located here: http://www.ripoffreport.com/r/Quick-Quote-Mortgage/Valrico-Florida-33594/Quick-Quote-Mortgage-Company-would-not-complete-a-mortgage-after-rates-went-up-Valrico-Fl-1107424. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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