ED Magedson – Founder
RAC Acceptance1411 Airway Blvd. El Paso , Texas USA
RAC Acceptance RAC Smoothed-Talked me Into "Applying For In-Store Credit"! El Paso Texas
My family and I went to purchase a bedroom set for my daughter at Ashley Furniture Store but since I didn't have all of the money for it, I applied for credit but was denied. The sales man (very sneaky) said not to worry because I could also qualify for "in-store credit"! That's when he directed us to an office and a man came out with an RAC Acceptance application for me to fill out. After I filled it out, they told me that I got accepted for in-store credit.
When we got home, we looked over the contract and found out that we would end up paying about $4000 for furnitture that was worth only about $1300!! This was on Saturday evening, so when we called back on Monday morning to cancel, they said that it was too late to cancel or taht we had to pay $436 just to cancel!!! Three weeks later I got a letter in the mail welcoming to the RAC Acceptance BEnefits Plus Membership, which I never apllied for! I was never refunded an initial down-payment of $80 that I left behind, so I'm assuming that they used it to eroll me in this "membership."
This report was posted on Ripoff Report on 05/07/2013 11:42 AM and is a permanent record located here: http://www.ripoffreport.com/r/RAC-Acceptance/El-Paso-Texas-79925/RAC-Acceptance-RAC-Smoothed-Talked-me-Into-Applying-For-In-Store-Credit-El-Paso-Tex-1049075. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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