- Report: #1145491
Report - Rebuttal - Arbitrate
Complaint Review: Retrieval-Masters Creditors Bureau
Retrieval-Masters Creditors Bureau4 Westchester Plaza, Suite 110 Elmsford, New York USA
Retrieval-Masters Creditors Bureau RMCB, American Medical Collection Agency, AMCA The very FIRST communication we got from RMCB claims the debt is Valid since we hadn't disputed it yet. Elmsford New York
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I received the first and only communication from Retrieval-Masters Creditors Bureau today. They claim the account was sold to their client, Pinnacle Credit Services, and had already been reported to the national credit bureau. It states: "Since we have not heard from you regarding our initial notices, we must assumethat you do not dispute the debt... account has been classified as valid... and subject to collection in full."
That is a bold-faced lie, and, according to the federal Fair Debt Collection Practices Act, collectors cannot use false or misleading statements. I know I've never heard from these guys before. I keep very close tabs on any collection notices that come through here. There are a lot of fraudulent and dishonest debt collectors out there because people are intimidated by collection notices, so even if they've never owed the money, they will pay. This is the first time I've run across this tactic of trying to make people think they have no option but to pay. Definitely not legal!
It's also very shady because there is no mention of either the Fair Debt Collection Practices Act or the state Rosenthal Fair Debt Collection Practices Act anywhere on the notice and the only other collection notices I've seen that also did not mention those laws were fraudulent. It's hard to believe this company has been in business since 1977, although it's easy to see why the Better Business Bureau has assigned them an F rating.
This report was posted on Ripoff Report on 05/09/2014 06:11 PM and is a permanent record located here: http://www.ripoffreport.com/r/Retrieval-Masters-Creditors-Bureau/Elmsford-New-York-10523/Retrieval-Masters-Creditors-Bureau-RMCB-American-Medical-Collection-Agency-AMCA-The-ver-1145491. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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