I was referred to Rick Whitfield by Gary Roberts of Robert's Credit Group as a source for procurring business lines of credit on or about 2/5/11. Gary assured me Rick was legitimate and had known him for 20 years. With his assurance I proceeded.
On or about 2/10/11 I received my first call from Rick Whitfield. During this initial conversation I was told he could secure a Black Amx card for a $5K fee. I checked the Amx website first and discovered Whitfield gave me incorrect information as to the terms of the card for repayment. He emphatically insisted the card had an 11 year amortization. In point of fact upon first checking I discovered it had a net 30 only which did little good for my business needs.
I was then told he could secure a line of credit totaling $250K utilizing (3) different lenders and that it would take 13 to 15 business days for me to receive my cards. At this point I tendered a deposit check in the amount of $2,500 on 2/18/11 made out to Rick Whitfield personally at his insistance. After 30 days of waiting with no cards I called Whitfield again despite the fact he told me to expect the first of 3 cards would be, "arriving any day now". Whitfield told me he'd been hospitalized for several weeks and that his office manager "Tabitha", "had made horrible clerical error on hundreds of files"!
At this point (around 3/30/11) I demanded a full refund and had very strong words with him. He then said he could secure an aged Florida corporation that would take 4 weeks to process and another week to attach a line of credit in the amount of $125K.
Despite offering me a refund when I asked for it he told me it would be several weeks to process and to please give him this one last opportunity to "do the right thing". Before agreeing to proceed I spoke with Gary Roberts at length and asked him directly if he knew Whitfield to be guilty of any unscrupulous business practices to which he reponded no. I then proceeded.
It's now5/18/11. I sent my first email to Whitfield on 4/20/11 and several subsequent emails and phone calls ... all have gone unanswered to date. Additionally, I had Gary Roberts leave him several messages and emails ... none of which have been returned.
Clearly Rick Whitfield is both a coward and pathelogical liar. I would VERY much like to find others who have shared a similar experience to mine and take him to task through the legal system. I know the duress he has caused me. In addition to recovering my money I would like to stop him from his corrupt practices before others are harmed as well. In a best case scenerio I would really like to see him prosecuted and sent to jail for interstate mail fraud and collecting advance payments on credit cards prior to their issuance.