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Report: #1320202

Complaint Review: Select Portfolio Services - Salt Lake City Utah

  • Submitted:
  • Updated:
  • Reported By: Melisandre — Huntsville Alabama USA
  • Author Not Confirmed What's this?
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  • Select Portfolio Services P.O. Box 65250 Salt Lake City, Utah USA

Select Portfolio Services Has Frozen our ability to Sell Property Salt Lake City Utah

*Author of original report: Not Entitled

*Consumer Comment: Guess What? YOU Are Not ENTITLED!

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We have had a property that we have not lived in for 4 years.  Last year, we tried to sell the property and our mortgage servicer, SPS, refused to let us short sale it.  We had three offers and they were all declined.  Consequently, we requested a deed in lieu of foreclosure.  SPS informed us that we had a 279,000,000.00 lien on the property from Wells Fargo and a 179,000,000.00 lein from Wachovia and we could niether sell nor deed in lieu the home due to these liens.  We went to the court house twice and pulled the title of the home twice documenting that no such liens existed.  We talked to Wells Fargo (whcih now owns Wachovia) and they reported no debts were owed on the property.  We did title searches documenting that there were no leins on the property and over a period of six months we have relentlessly sent all this documentation to SPS requesting we be allowed to sell the property of deed in lieu it.  SPS has refused all these options and says we have to keep this vacant property. We are not sure of their motivations or why they would do this to us.  They have provided no documentation to us that these insanely large liens on a 200,000.00 property actually exist any place but in their minds.  Their is no way to pay off our debt as the imaginary leins are so massive that they are insurmountable and even if we paid off the house today they would not give us the title because of these non-existant leins they say are real but we can find no evidence actually exist.  So we are trapped with up keep of a vacant house we haven't used in 4 years.

 

 

 

This report was posted on Ripoff Report on 08/02/2016 07:36 AM and is a permanent record located here: https://www.ripoffreport.com/reports/select-portfolio-services/salt-lake-city-utah-84165-0250/select-portfolio-services-has-frozen-our-ability-to-sell-property-salt-lake-city-utah-1320202. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
1Consumer
0Employee/Owner

#2 Author of original report

Not Entitled

AUTHOR: - ()

POSTED: Tuesday, August 02, 2016

Hello,  This is the homeowner again.  We don't feel entitled.  We just want to sell an empty home.  SPS has refused to let us sell despite multiple offers.  The title on the home is clean.  We pulled the report from the court house.  There are no leins on the property.  We called the bank they say has placed the lein.  Executives from that bank report there is no lein.  SPS won't let us sell an empty home due to leins they have made up.  These are non existant. There are no leins on the house.  I think wanting to sell an empty home is not being entitled.  Homeowners have the right to sell their homes.

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#1 Consumer Comment

Guess What? YOU Are Not ENTITLED!

AUTHOR: Jim - (USA)

POSTED: Tuesday, August 02, 2016

Without regard to lien matter, they are under no obligation to give you special treatment because you think you are ENTITLED to it.  

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