smart living co specialty merchandise corporation lied about price and wont give me refund simi vally., California

when i signed up for the home business they quoted me half the price for the membership. after i made a $24.95 payment then a $39.95 payment and another payment of $79.90.i would have owed them $126.00 total. all i received from them was a couple catalogs and a member id wich i couldnt start using untill i paid them off.i called to tell them i would be late on the next payment and they told me i owed them $300 and something more before i could start selling..i gave them all my imfo that i dont owe them that much and if that was the case i was falsly imformed on the pricing.so i asked for a refund for i could afford all that money and also i was lied to but they refuse to give me my money back.plus i had was promised gifts and gift card that i never seen.so i paid $145.00 for a couple catalogs.this is unfair and i want a refund.i asked them to listen back on the recorded call that the price they quoted me was not the same as they say i owe..now i have cps securities sending me letters sayin i owe $350.18 to smart living and they plan to collect.