• Report: #159697

Complaint Review: Solow Solutions

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  • Submitted: Thu, October 06, 2005
  • Updated: Wed, December 14, 2005

  • Reported By:Cape Coral Florida
Solow Solutions
P.O Box 3668 Champlain, New York U.S.A.

Solow Solutions ripoff, credit card scam, fraudulent, no card $299 Champlain New York *EDitor's Suggestions on how to get your money back into your bank account!

*Consumer Suggestion: Solow Solutions

*Consumer Comment: SOLOW SOLUTIONS RIPOFF

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Solow Solutions!!!!
I fell for this one.

I am smarter than this. $299.00 withdrawn from my OLD checking account. I have since switched banks. They promise the same thing, credit card blah blah blah, only thing it was August 26, 2005 when debited!! I have nothing. I call everyday.

I have been told items were lost in the mail and delayed due to the hurricanes. SURE!!

I have been up all morning sick. I filed a complaint with the BBB, FTC and I am calling the NY State Attorney general this morning.

I am not one to give up until I have my money!!

I have been scammed!!

Melissa
Cape Coral, Florida
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 10/06/2005 04:38 AM and is a permanent record located here: http://www.ripoffreport.com/r/Solow-Solutions/Champlain-New-York-12919/Solow-Solutions-ripoff-credit-card-scam-fraudulent-no-card-299-Champlain-New-York-EDi-159697. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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Updates & Rebuttals

#1 Consumer Suggestion

Solow Solutions

AUTHOR: Praveen - (U.S.A.)

Most likely this company is not located in Champlain NY, and is most likely from Montreal. Contact Phone Busters an organization set up to stop cross-boarder telemarketing fraud from Canada. They will be able to do a trace of their toll free number and get you their physical address.

If you want to report a fraud, or if you need more information, contact PhoneBusters:

Toll Free: 1-888-495-8501
Fax: (705) 494-4008

Toll Free Fax: 1-888-654-9426
Email: info@phonebusters.com

or contact the Competition Bureau

1-800-348-5358
Website: www.cb-bc.gc.ca
Email: compbureau@cb-bc.gc.ca

To report an economic crime on-line using RECOL, please click here or visit www.recol.ca

Good Luck
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#2 Consumer Comment

SOLOW SOLUTIONS RIPOFF

AUTHOR: Angie - (U.S.A.)

Melissa... I was getting kinda worried about this company so i typed in Solow Solution in google and your rip-off report was the first thing to pop up. Fortunately I went to my bank and told them that these were unauthorized charges. I even printed out your report to show them what the company was. They said they are returning the money within 7-10 business days and have since changed my account.

Before I went to the bank I called the company to see if they would just put the money back, he guy said "O let me get a tracking number" He couldnt find any on file and told me to get my money back I had to write a letter to the company in Champlain, NY Attn: Billing

I hope that you can get your money back. Its sad that there are people like that in this world. They all should burn in hell.

I cant wait till the next telemarketer calls... Im going to let them have it, this is getting out of hand.

Good Luck!!!
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