Complaint Review: Speedy Cash - Nationwide
- Speedy Cash Nationwide USA
- Phone:
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- Category: Collection Agency's
Speedy Cash Email Threat Houston, Texas Nationwide
*Author of original report: Update on Speedy Cash
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I received an email identical ( even the amount with one) to others posted. Not many businesses use Gmail emails. One, I do not recall any loan with these people. Two, they don't use good grammer which one would expect from a legitimate vendor's legal department. Three, the claims they make are pretty clear violations of the FDCPA. It's not uncommon for debt collectors to try and intimidate by trying to sound "legal,"
"if you failed to respond in the next 12 hours this case will be registered in court. Consider this a final warning and we will be emailing/fax this issue to your current employer to make sure they take strict actions against you. Your salary and all wages confiscated."
That in itself is not legal. It's a way to scare people which is illegal under the FDCPA. So they pretend to be legal while doing something illegal. An attorney will send you a certified letter, on their firm's letterhead, will use proper grammer, and if a summons is served it's typically a third party used by the attorney in a civil case. This is typical of scammers today, not above board collection agencies. Years ago I had one in Florida call and make similar threats. I recorded it, legal in many states to, turned it over to an attorney, he sued them. It's not always about refusing to pay things, sometimes people are in situations they can't, not uncommon in today's economy. Many have low periods, not by choice, and these type of people prey on the unfortunate out of greed. I often wonder if they lost a job, became disabled, or faced the same situiation others sometimes do, if they'd have a change of heart. They're bullies, often scammers. Most people will try to pay off legitimate, fair debts. These folks are not always after fair debts though. Be leary, be careful. Contact an attorney, they usually tell you not to worry, explain how the law does work, and it's not the way these folks describe in threats. Anytime it doesn't sound right, question it. Read up on the FDCPA.
This report was posted on Ripoff Report on 03/01/2016 08:10 AM and is a permanent record located here: https://www.ripoffreport.com/reports/speedy-cash/nationwide/speedy-cash-email-threat-houston-texas-nationwide-1290905. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Author of original report
Update on Speedy Cash
AUTHOR: - ()
SUBMITTED: Wednesday, March 02, 2016
I noticed the "case number" in the email I received was identical to one in another complaint. Also, Speedy Cash has a security center and if you google "Speedy Cash Security Center" it tells you what they will never do and asks you to report susppicious emails, calls, etc. Basically what these email reports state it says they will not do and report such to them.
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