Standard Mutual Insurance Berry Insurance (agent) Denied claim for storm damage. Springfield Illinois

 I live in Fillmore Indiana and we have had 2 storms with winds exceeding 70 miles and hour within a 3 week period. We have roof damage, a 50 ft tree down in our front yard and many panels of the privacy fence and the fence around our swimming pool down. We have in excess of 3500. In damages. Our home owners written by Berry Insurance (Devonna Fogle wrote the policy, or sold it to me) in Greencastle and held by Standard Mutual denied our claims saying "We have no debris coverage, our roof to be fixed would not meet the deductible and our fence isn't covered either as we have no other structures covered. I guess a fence is a sturtcure, one that they made us put up because of our pool. So they made us put up a fence (said they would cancel us if we didnt)and when it got damaged they refused to fix. It is my opinion that they are crooks and would not cover us if the tree had fell on our house. They are saying now had it fell on the house we would be cover. And that we are needing g a new roof, but it isn't from storm damage. Steer clear of both of these companies as they do jot look out for their customer