I, as most Americans seem to be, am in need of money. Although I have a good job hist ory to stand by, my credit is not the greatest. I had to file bankruptcy over a large amount of medical bills, so getting funds has been difficult to say the least.
That's why when I stumbled on The Lending Center online I was excited. A place where work history and income weighs as much as credit score! I immediately filled out a loan app and awaited their call. The whole time assuming I would be turned down. Which made the call from Statefund Solutions (the lender they found to approve me) a miracle and a half when they said they could get me the loan i requested of $1I vould 5,000.00. I felt I could finally relax and breath a little. Thats the beginning of the nightmare.
After talking to Ryan, who gave me 5 years at 7% intrest, I was told I would need to make a collateral payment of $1,485.00 to secure the loan. Not having actual collateral and less than ideal credit, I thought it was a fair request. After all it'd come off my payments. I was then informed I would need to Western Union the funds to "make the loan transaction quick. No need to wait for bank processing". And so, after seeing the contract I made the transfer. Only to find out the lender wanted more collateral and other fees/taxes to be paid for. Although those weren't disclosed until the next few days.
To wrap it up, after a letter of gaurantee saying the funds would be released, $3,700.00 plus transfer fees, and multiple conversations with who can be described as the biggest B*TCH and A**HOLE (2 seperate people. they know who they are.) I've ever had the non-pleasure of speaking too, there is no loan. No money as promised. No funds sent. No refund of what I did give them because, according to the A**HOLE, I was harrassing them with phone calls (Yes, that is a direct quote from him.. LOL). Just me left with out any cushion for me and my family and a zero balance in the bank account. Wait, I did get " I don't give an F about you or your money" and "if you want your refund, we'll see you in court". Like I said, he was an a**holr. I think his mother didn't love him enough.
As pissed as I am about it, I have to laugh, because.. well.. it's all I can do to keep me from driving to Bosto. and having a little man to a**hole talk. Watch out for these guys and others like them.