Stephens and Michaels Associates Pinnacle Credit Services/Vision Financial Corp. Harassment, no proof of debt owed!!! Saint Louis Park Minnesota

I got a call in Feb. 2013 from Pinnacle Credit asking if I was ---?  When I asked them what for the man on the other end of the phone was very rude and wouldn't give me a reason.  I hung up.  In September I received a similiar call but by this time had received a statement in the mail saying I owed a $1023.00 to a wireless provider.  Again I tried to obtain verification to no avail.  The man hollered at me and threatened me.  When I told him I was disputing the debt he hung up.  Then comes the call from Stephens and Micheals Associates (which I found out is also a collection agency) who said they were an attorney working for Pinnacle.  I have put up with these people until I am sick of it! I finally contacted a lawyer and my credit is ruined because I didn't pay attention! Please report people like this and keep an eye on your credit report!!!