I requested a free credit report on line and was directed to OTL Scroesense (OTL). OTL stated I would get a free credit report but had to pay a dollar which would be refunded. Of course they request credit card info for the dollar charge which I provided. I checked my credit card account and found that they had charged not only the dollar but $29.95 for a monthly charge. According to my credit card account, the charge was made on the same day as the dollar charge which was not refunded. I called my credi card company and they will stop payment and remove the company from my account. I would not try dealing with the OTL company directly. Ewa Beach Hawaii

On August 10, 2014 I requested for a credit report and I was directed to OTL Scroesense OTL. OTL stated at thst time that I would be charge $1.00 which will be refunded of course they required a credit card for the fund so I provided the information. I checked my credit card account on September 13, 2014 and a fee of $29.95 was deducted by OTL*Scoresense that I was not aware of since there was no service rendered by the company. I had tried to contact them with out any response. And on September 17, 2014 again my account was charged in the amount of $29.95 for no resons at all. I would like tthe Company OTL*Scoresense to refund my money since there were no service rendered and both of the deduction was done illegally and without my approval.