- Report: #1120363
Report - Rebuttal - Arbitrate
Complaint Review: Tax Net Financial
Tax Net Financial401 N. Michigan Ave Suite 1200 Chicago, Illinois USA
Tax Net Financial Lloyd Wilson, CPA Tax Net Financial Processed my 2013 tax returns without consent or my signatures Chicago Illinois
*Author of original report: Processed Refund without signature or consent
*Consumer Comment: Ever receive your funds?
*Consumer Comment: Update?
*Consumer Comment: Ok....thanks.
*Author of original report: Nothing showing on IRS Where's My Refund
*Consumer Comment: RAL loan received...
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On January 6, 2014, I saw Tax Net Financial advertisment for RAL, refund anticipation loan. I filled out the application, the next day I received an email asking me to sign my documents. I read through the documents and realized this was basically a scam and I did not wish to proceed any further. They were offering tax payers $1000.00 loans against thier tax refund.
They stated it was a $57.00 finance charge, and they would process the loan for a total amount of $1057.00, if I was approved I would receive $655.00 in my account within 24 hours. This is when I realized they were just taking advantage of people who needed thier tax refunds sooner rather than later. They claim to be deducting an additional $345.00 from the loan for the tax preparation fees. Then when I receive my actual refund from the IRS, Tax Net Financial would deduct $1057.00 from refund and dispurse the balance to my account.
I get my taxes done for free every year since I make under $58,000 or whatever the exact amount is, so there was no way I'm going to pay $345.00 when I file them myself online and it takes about 10 minutes for a 1040 EZ, very simple return. Then they expected me to pay back $1057.00, for the $655.00 they were going to deposit in my account and the $345.00 they lent me so I can pay them and the $57.00 interest charge.
I did not sign the documents, and I replied to the email stating I no longer was interested in thier services and I do not wish to proceed any further, and I called thier toll free number spoke to a customer service representative and explained I did not want to use them as my tax preparer and I was not paying $345.00 for them to process my tax return, the representative advised as long as I did not sign the documents they could not proceed.
Today I received an email from H&R Block that my 2013 tax return was rejected. It was rejected because the IRS has already received a return with my social security number for 2013. At first I couldn't imagine why or how they already have a return and then I remembered Tax Net Financial. I pulled up their emails and mine and went to their website and they have an option to check your refund, sure enough they have record that my return was accepted by the IRS. I'm going to call an attorney tomorrow morning since I made myself very clear I did not want to use them as my tax preparer.
The worst part is they have my refund at $4094.00, then they will deduct their fees for $345.00. Once I got all my tax information back in the mail I did my taxes through H&R Block like I do every year, my refund was $8149.00. I'm a single mom with 2 children, and I was really counting on this money and because of this greedy company who is clearly breaking the law I will be lucky if I get $3749.00. I'm furious and I plan to call every agency I can. Please stay away from Tax Net Financial
This report was posted on Ripoff Report on 02/02/2014 10:45 PM and is a permanent record located here: http://www.ripoffreport.com/r/Tax-Net-Financial/Chicago-Illinois-60611/Tax-Net-Financial-Lloyd-Wilson-CPA-Tax-Net-Financial-Processed-my-2013-tax-returns-witho-1120363. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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