• Report: #953193

Complaint Review: The Home Relief Foundation

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  • Submitted: Wed, October 10, 2012
  • Updated: Tue, November 27, 2012

  • Reported By: Didn''t Bite! — Charlotte North Carolina United States of America
The Home Relief Foundation
8200 North Mopac Expressway #244 Austin, Texas United States of America

The Home Relief Foundation The Law Office of Patrick Long Mortgage Motification Scam, Home Relief Foundation/Pat Long Law Austin, Texas

*Author of original report: Re: Misinformed?

*General Comment: You are clearly misinformed

*Author of original report: Report from Palmetto United States

*Author of original report: Verify All Claims

*General Comment: The Home Relief Foundation

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 I too was contacted by an individual representing himself as an attorney with Pat Long Law and The   Home Relief Foundation. He identified himself as John Christy but was later identified by Melissa, (his assistant) as John DiCristifalo. This was not the first time I had been approached by 'scam artists' in reference to 'Loan Modification' However, I must admit that Mr. Christy/DiChristfalo is perhaps the most articulate, personal and knowledgeable so far. Being in dire need of this type of assistance while also skeptical, I listened to his< "The new 25 Billion bailout, HAMP2" spiel was rather convincing.

However, conducting my 'Due Diligence'  through the Austin, Better business Bureau, I discovered the following; the phone number of 512-213-0999 is not listed to either a Partick Long nor a Home Relief Foundation. However, the business connected to is currently has an 'F" rating, 10 listed complaints within the given time frame and has lost any accreditation with the BBB. All complaints were related to fraudulent 'Loan Modifications'

Let is be a word to the wise. "It is illegal to request or require up front fees for any loan modification process" As attractive as their offers of 'help' may sound. It is just another criminal activity to steal money from those who can afford it the least. Only engage in conversations with these people, John, Melissa, Patricia, or Amanda if you are working with authorities to bring these thiefs to a court of real Law. Do not be fooled, they are smart, articulate and convincing. However, they are only trying to steal your money.

This report was posted on Ripoff Report on 10/10/2012 06:48 AM and is a permanent record located here: http://www.ripoffreport.com/r/The-Home-Relief-Foundation/Austin-Texas-78759/The-Home-Relief-Foundation-The-Law-Office-of-Patrick-Long-Mortgage-Motification-Scam-Home-953193. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
3Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Re: Misinformed?

AUTHOR: Didn''''''''t Bite! - (USA)


While you decry my not posting name/address etc., it is clearly stated on this
site /Not" to do so. Also your statement that the BBB did not have any listed
complaints is false which can be readily verified by anyone contacting that agency
in reference to this company. It is not my intention or motive to "slander" any legitimate
company whose evidence clearly indicates that they are indeed 'helping' consumers
 through a difficult time. The Home Relief Foundation, clearly does not fall into this
category. In addition, any person can easily contact their local Attorney General and
 the Better Business Bureau in Austin to verify the legal status of charging fees up front,
for any loan modifications, 'For Profit or not' They may also check the authenticity of Pat Long in connection with the Home Relief Foundation.  I think the search results will speak for themselves.
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#2 General Comment

You are clearly misinformed

AUTHOR: AC - (United States of America)

Mr. Don't bite... If you refuse to give your actual name and make sweeping,  unfounded accusations against a company that you did not even do business with and have no personal experience with than why is anything that you have to say relevant or credible?  It seems that you looked up a phone number and even though the Better Business Bureau did not have any complaints, problems or concerns with the Home Relief Foundation you put a negative report out on them.  As you know companies add phone lines all of the time and with internet phones (like VOIP) numbers are constantly changing.

Just so you know I work in the suite across from the non-profit Home Relief Foundation, and I have personally referred many borrowers to them for assistance.  These borrowers were in need of help and could not because of credit or other issues refinance to obtain a lower interest rate on their mortgage; so a modification was their best option.  The staff of the Home Relief Foundation have been helpful, informative and have delivered what they promised all for less than the cost of a refinance. (for much less than what I would have to charge the borrowers).  I know that you may have had a bad experience in the past but to paint everyone with the same brush is ridiculous and really with all do respect you don't know what you are talking about.

The ruling from the FTC regarding modification companies is a ruling that applies to for profit companies only (with a little actual research you could look that up yourself).  You clearly want to be and slanderous as possible with using words to inpune peoples character, how can you call someone a thief when you don't even know them. 
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#3 Author of original report

Report from Palmetto United States

AUTHOR: Didn''''''''t Bite! - (USA)

Anyone viewing the 'report' from the above address can quickly and clearly see is was in most likelihood produced by members of 'The Home Relief Foundation' Observe no names or other clear examples are given plus, has anyone ever heard of 'Palmetto, United States'   We can only hope that authorities are working closely to prosecute these criminals taking advantage of those in desperate need. Once again, personally check out the Better Business Report and your own State Attorney General'
office to confirm the bogus status of this scam.
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#4 Author of original report

Verify All Claims

AUTHOR: Didn''''''''t Bite! - (USA)

It is understandable that anyone in financial trouble will be inclined to hear what they want to hear and filter out unpleasant or realistic facts. For anyone who chooses to pursue assistance through, Home Relief Foundation, ask for specific references, names addresses phone numbers.  The Better Business Bureau is there to protect consumers. They would not have 10 listed complaints, given HRF an 'F' rating and  removed any accreditation without substantial reasons. Ask specifically to speak with Pat Long and why company phone is not in his firm's name. You will be told he is not available. Each member here has their own cell number and the only Phone number associated with this company is Listed to a Gordon Hardin and does not have any connection with a Pat Long Law office. Better yet, call your local Attorney General or Department of Justice to check out this company. 
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#5 General Comment

The Home Relief Foundation

AUTHOR: Lebelpal - (United States of America)

In the month of march 2012 My wife and I were about to file Bankruptcey. Our mortgage was unaffordable. We contacted The home Relief Foundation for help.  We payed the 1995.00 fee over a 4 month period. They did what they said they would.  It took 3 months, They reduced our mortgage payment by 1002.00 dollars. Our interest rate went from 6.5% to 4.0%.,and it maybe lowered even more.We found the people we delt with very honest and to the point. Patricia, Amanda and the others were very helpful.Now we can afford our House that we have lived in for 24 years and life is much less stressful. And thats the way it is...
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