- Report: #269394
Report - Rebuttal - Arbitrate
Complaint Review: Titlemax Of Georgia; Owner, TRACY YOUNG
Titlemax Of Georgia; Owner, TRACY YOUNG3454 Memorial Drive 15 Bull Street Suite 200 Decatur, Georgia 30032 Savannah, Georgia 31401, Georgia U.S.A.
Titlemax Of Georgia; Owner, TRACY YOUNG Malicious Collections Decatur, Savannah, Georgia
*General Comment: Very sorry...
*Consumer Comment: One word "Arbitration"
*UPDATE EX-employee responds: You were late
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March, 2007, additional expenses for her education were in demand. I borrowed 1500. on my automobile; a 1997 Cadillac Eldorado. The scheduled payments on the contract is 189.00 a month , due the 15th of each month, with 5.00 a day late charges assessed as fees.
May, 2007 I was hospitalized with a heart condition. When released from the hospital, I paid the scheduled amount of 189.00 plus 20.00 late fees for being 5 days late. July, 2007 I was 18 days late paying but paid the scheduled amount.
An associate called to convey that they were not accepting the payment without "487.00" in late fees or for me to come in and pay the contract in full. They sent the payment back. I returned the payment. Titlemax did not re-issue the payment but began vicious collections.
They, Titlemax and association, called me and my family, with harrassing phone calls late into the evening. I photographed an associate inside my car. When I asked the female "what was she doing in my car" her response was "this car no longer belongs to you, it is the property of Titlemax.
August, 2007 I remitted the scheduled payment on time. About 3-days after that payment was made sometime during a Sunday morning, ny car was repossessed. I could not believe it. Actually , I thought that my car had been stolen and called Dekalb County Police.
After his investigation, it was determined that Titlemax had the car. Titlemax repossessed my car because I refused to pay them almost 500.00 in late fees for being 18-days late. These people have to be stopped. If I were to operate a business with their ethics I'm sure that I would be prosecuted for a litany of wrong doing.
I am in the process of litigating a suit against these entities. I am contacting your source and as many as I encounter who advocate the exposure and ultimate "cease" of businesses like these who prey on the hardships of comsumers.
This report was posted on Ripoff Report on 08/22/2007 09:53 AM and is a permanent record located here: http://www.ripoffreport.com/r/Titlemax-Of-Georgia-Owner-TRACY-YOUNG/Decatur-Georgia-30032-Savannah-Georgia-31401-Georgia-31401/Titlemax-Of-Georgia-Owner-TRACY-YOUNG-Malicious-Collections-Decatur-Savannah-Georgia-269394. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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