• Report: #673848

Complaint Review: top tier savings

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  • Submitted: Tue, December 21, 2010
  • Updated: Wed, March 02, 2011

  • Reported By: toptearsavings — patchogue New York United States of America
top tier savings
www.toptiersavings.com las vegas, Nevada United States of America

top tier savings mike zulu , juliette romeo whisky, kilo i never even ask anything from this toptiersavings they just found my bank info i don't know how las vegas , Nevada

*UPDATE Employee: TopTierSavings.com is an independent advertiser and is not associated with any cash advance web site.

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i don't even know who this co is somehow they got hold of my bank info i don't know what to do but they took 29.95 out of my account for nothing i didn't even inquire any business with them.

*EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!

EDitor's Suggestions on how to et your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO: Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


This report was posted on Ripoff Report on 12/21/2010 06:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/top-tier-savings/las-vegas-Nevada-89115/top-tier-savings-mike-zulu-juliette-romeo-whisky-kilo-i-never-even-ask-anything-from-th-673848. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

TopTierSavings.com is an independent advertiser and is not associated with any cash advance web site.

AUTHOR: Top Tier Savings - (United States of America)


TopTierSavings.com is an
independent advertiser and is not associated with any cash advance web site.

Upon completion of your cash
advance application, agreeing to your loan details and providing your
e-Signature to complete the process, the TopTierSavings.com offer is
prominently displayed on an exit page under the heading “Visit Our Featured
Advertiser”.

Immediately under the heading in bold, the following text is
displayed.

“Advertisers are not affiliated
with the lender which does not promote or endorse this product. Participation
in this offer does not affect your relationship with the lender in any way.”

Beneath that, the details of the
price and offer are clearly and conspicuously displayed along with a link to
Terms & Conditions for additional details.

In order to apply for TopTierSavings.com
you must take two affirmative actions. First, you must click “Yes” that you
want the offer, and then you must click “Submit” in order to submit your
information to TopTierSavings.com for processing.

Your welcome email includes your
offer details, your authorization, and easy to follow information for canceling
by phone and or email, should you wish to discontinue the service.
Additionally, your billing statement each month provides our 800 number for
your convenience.

All requests for refunds are
handled promptly.
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Wal-Mart.com USA, LLC

Advertisers above have met our
strict standards for business conduct.



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