• Report: #551243

Complaint Review: unifund

  • Submitted: Fri, January 08, 2010
  • Updated: Tue, August 03, 2010

  • Reported By: boricua — collegedale Tennessee United States of America
10625 techwoods circle cincinatti, Ohio United States of America

unifund i had a credid card fraud cincinatti , Ohio

*Consumer Comment: search the net for debtors help (free) no fees

*Consumer Suggestion: I understand and wish you the best goto XXXXXXXx

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i had several credit cards. when my husband lost his job; i try really hard to pay my debts. i also was paying insurance on my credit cards just in case i lost my job or go sick. when my husband lost his job i had to pay my monthly bills and could not afford my credit cards. the late charches kept mounting. in 2005

i finally found the solution or that i though at the time(DTS financial)they told me they can cut my debt in half) i owed at the time (40000.00). i paid them $32000.00) i just to be $20000.(according to their allegations) they did not setlle with country wide(bank one )credit card or capital one) the amount owed at the time for country wide was about $6000.00 not more and capital one $5000.00 ) country wide used unifund and they are garnishing my wages and charging me with $11000.00 plus.

capital one is charging me with $13000.00. with unifund i had to go to court twice.they did show off. i had to loose work. i had my daughter and husband and baby at home with no jobs and is really hard to take care of my bills. please help me. i am at the end of my rope.

This report was posted on Ripoff Report on 01/08/2010 07:31 AM and is a permanent record located here: http://www.ripoffreport.com/r/unifund/cincinatti-Ohio-45242/unifund-i-had-a-credid-card-fraud-cincinatti-Ohio-551243. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

search the net for debtors help (free) no fees

AUTHOR: Sensei - (United States of America)

I am not an attorney. So you should consider bankruptcy.  Now,  I would fight them in

court and file an answer to their complaint.  Demand discovery.  Search the net

for "Debtorsboards" They are a com.  There help is free.  Tell them your story.  Most of the people on that board are in the same boat as you and can give you advise.

Now, Ripoffreport does not allow me to list the website because there are crooks

out there that want you money etc.  Try the hints that I gave you.

If its serious in the future file a complaint with attorney general of your state and the Federal Trade commission. Remember they have to harass cheat you or do something

they can not act as debt counseling service. 


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#2 Consumer Suggestion

I understand and wish you the best goto XXXXXXXx

AUTHOR: Nathan - (U.S.A.)

I understand and I wish you the best.  You need to goto (((REDACTED))) and signup.  Its free.  They have people that can help you.  I am not an attorney.

I had similar problems. In my case 3 credit cards all fraud.  It took me three years

to end it.

I am not an attorney.  Tell your story on (((REDACTED)))  You need to prepare an

answer to the complaint.  Additionally you need to serve discover.  and one last trick is pay the jury fee.

  You may be better Declaring Bankruptcy.  Its sounds like this is the only way to gain

back your sanity.  My heart goes out to you and your family.



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