union workers credit unionworkerscredit.com, sent me a pre approved letter in us mail dallas, Texas

Sent me a pre-approved 10,000 limit credit card application, saying to send in 37.00 membership fee that is refunded on first use of the card.If you read the letter you see alot of red flags, no email address, no phone number, address looks fake and they left out a few words like THE , which is a indicator that they are asian.

Also they mention even if you were turned down from visa or mastercard, which to me was the biggest red flag! If you get turned down from visa and mastercard most likely you wont get a offer for 10k!!! and a good company will not even want customers that have been turned down or focus on people that have been turned down.

and in fine print you will see they are not a visa or mastercard!! but just a catalog company! like finger-hut but alot worse! firs tof all fingerhut is legal, they are not! they have a catalog of things that are so overpriced that you will see the scam and how it works.

example, you see a bar stool that is worth like 50 bucks, and they are selling for 1000 . now i know alot of people think ok so i just wont pay them , well that wont work either, cause the trick is this, they ask for 50% down in each item you order, the remainder you can finance.

for the 50 dollar bar stool you buy for 1000, you are sending them 50% which in this example is 500, and the other 500 you can finance, see the trick? call the attorney general in your area and also dallas, because this would be a federal crime!