Besides being dishonest, these people are inept.
I got a different story from everyone I talked with there about how their "program" works.
One person asked for my credit card statements to be faxed or mailed to them each month.
Every time I faxed them in to the number they gave me, I was told they did not arrive.
Finally, I mailed them in and when I called ten days later to make sure they got them, they told me no, they did not. They gave me excuses about their fax machine not working and more excuses that they were sure I sent the mail to the wrong address.
One of the accounts I turned over to them was a secured loan. I did not know this, one way or the other, but they were going to research it and get back with me. Never got back with me. After I chased them down about it, they told me, conclusively that it was not a secured loan and they were going to proceed with it as an account they could take care of for me.
Next thing I know, I have someone representing this specific creditor at my door with a threatening letter and bent of repossessing my water system. It was indeed a secured loan.
Because of all the bull---, run-around and incompetence, I chose to abort my program with them. But, first, I had a lawyer in my family listen in on a conversation between Eric, one of the so-called directors there, and myself. He proceeded to tell me why the program was on the up and up and the best one out there. He defended everyone who had worked with me
and told me none of these things had ever happened before. Then, I got a whole litany about himself being a church going family man and how he's been called to help people get back on track.
After the call ended, my lawyer, who had been taking notes all along, advised me to drop out immediately. He said that the program is full of wholes and deceit, something I already had suspected.
They took my money for three months, to the tune of $1200 and did not pay one dime to my creditors. They used the convoluted excuse that they needed to hold back from paying until I had a significant amount built up in my account. I had no account. They built an account for themselves and are refusing to give me any of it back.
As we all know, a reputable company will not keep your money under any circumstances if you are not satisfied and they do not take take anything until they have resolved your debt satisfactorily.
These people are scumbags, taking money from people who are already in financial trouble.
Please do not make the same mistake I did.