ED Magedson – Founder
US Bank9633 Lyndale Ave. So. Bloomington, Minnesota USA
US Bank Excessive Service Bank Charges Bloomington Minnesota
And here I thought it wouldn't happen again. First Wells Fargo then and now US Bank. You know when you first open a account, it's always cool to listen to it all when there only providing what the company ask's of the representative, then after they sucker you in, they do has they wish and provide false information because during the night time, your accounts are being overdrawn till the morning or when you check your account like I did the last couple months.
Being on limited budget from from disiability social security I or I should say my wife and I find ourselves money short. Last month service charges started appearing on our account, $35.00 at a time and sometimes multiple. So each morning and several times a day and into the night I would check online my account balances. Mmm no changes, then suddenly out of the blue, it's morning and there's changes, now I see the charges reveresed of the $35.00...
So unto next month I sell my pc to make a deposit from home being notified of a charge but it wasn't listed until the check cleared I saw a .50 cent charge and only $200.00 was released then the remaining funds were finally released. Here's the thing, yep there's the charges being automatically taken out of the account, nothing cleared checking my account has I do everyday several times a day not seeing anything yet then all of a sudden I am not only seeing service charges I see I went way over my budget, what in the world happened?
I had been told I had account protection that's why there was the savings account and I didn't have to worry about being overdrafted because of that fact. However, the bank check card allowed me to go over my budget and didn't stop. Now besides the service charges all the other charges are coming out of our this month money from our checks.
So this time I go into the bank and demand a explaination I was referred to the bank manager, she does a print out and says in short, nothing can be done, you overdrew your account. I told her yeah eveything was fine through out the night and cleared this morning even my deposit went in this morning. And how do you explain the service charges and then all of a sudden there reveresed.
She didn't have a answer. So since this was the first time I ever asked anything from the bank, then please reverese those charges. Nope can't do that, they cleared already. Yeah just like you take out the largest priced item which took all my $300.00 deposit then tack on 2 more just for the heck of it. Yeah I am seeing your pattern. Now your taking the remaining funds from my this months automatic deposits.
So I told her this sounds like something I read about meaning excessive service charges, obviously she denied that. So I left we'll see who wins.
This report was posted on Ripoff Report on 07/05/2013 07:40 PM and is a permanent record located here: http://www.ripoffreport.com/r/US-Bank/Bloomington-Minnesota-55420/US-Bank-Excessive-Service-Bank-Charges-Bloomington-Minnesota-1064756. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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