- Report: #1105950
Report - Rebuttal - Arbitrate
Complaint Review: US BANK
US BANKSAFEWAY SAN MATEO SAN MATEO, California USA
US BANK UNFAIR OVERDRAFT CHARGES ARE A BIGTIME RIP OFF!!! I DEPOSITED $500 DOLLARS INTO THE NEWLY OPENED ACCOUNT. THEY CHARGED ME OVER $400 IN OVERDRAFT FEES!!! SAN MATEO, SAFEWAY STORE LOCATION California
*Consumer Comment: Of course...
*Author of original report: THE HUSTLERS OF US BANK
*General Comment: BS!!
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I opened a checking account with US Bank because they offered a no monthly service fee. I deposited $500.00 into the account, and received a monthly statement that made me faint -- $603.00 in the hole! Over $400.00 of this was overdraft charges!
They forced my ATM card to process transactions with a negative balance so that they could stack up the overdraft charges! For example: I bought a cup of coffee for $5.85 and was charged $36.00 overdraft; I bought a book for $21.84 and was charged $36.00; I bought a taco for $5.85 and was charged $36.00; I bought another cup of coffee for $3.99 and was charged $36.00. All this in one day!
The next day was more of the same. Finally, I was no longer able to charge any more on my ATM card so I stopped using it.
I had no idea that funds were unavailable since I was able to use the card. THey later explained to me that some opt to charge box was checked!!!
It may have been checked, but they did not explain the consequences of the checked box, especially when they implied that it only pertained to CHECK WRITING and not ATM use! Luckily I did not close my other account with another bank!!!
I am really pissed off! Is there anyone else out there who was not explained adaquately the consequences of the US bank's overdraft policies? THESE B******* HAVE TO BE STOPPED!
This report was posted on Ripoff Report on 12/10/2013 03:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/US-BANK/SAN-MATEO-California-94403/US-BANK-UNFAIR-OVERDRAFT-CHARGES-ARE-A-BIGTIME-RIP-OFF-I-DEPOSITED-500-DOLLARS-INTO-T-1105950. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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