USA Benefits 800 245 6422 Offered $100 WALMART GIFT card with no strings attached, turns out there charges... just don't give them your credit card # Phoenix Arizona

I would not give them my credit card #. 

I got there by missdialing my insurance company #; They started by saying "you were slected for a $100 gift card with no obligations, just provide a credit card for the $3.95 S&H".  I thought it was through my insurance company and trusted them.  bad mistake.  Once I gave them my credit card #, they said i needed to listen a recording and accept 3 monthly trial memberships and if I didn't accept I would not get my confirmation #, without which I could not cancel the membership and I would be obligated for the Monthly fee of $100 for ever!  This was never a part of the upfront pitch and I asked.

That's when I realized it was a mistake, they wouldn't cancell, and use scare tactics like if you don't complete the registration, they will charge your credit card $100 monthly and you will have no way of cancelling it!

I checked with one of the companies on the recording and they said they would cancel without the confirmation #. 

My conclusion is that they needed me to complete the recording and get a confirmation # to complete the sale of the 3 monthly trial memberships; and since I did not complete the memberships; my account will not be charged.  I am checking with my bank tomorrow to confirm and stop payment on any of these charges.