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Report: #1324314

Complaint Review: Victor Funding Co. - El Paso Texas

  • Submitted:
  • Updated:
  • Reported By: Suren — Montreal Canada
  • Author Confirmed What's this?
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  • Victor Funding Co. El Paso, Texas USA

Victor Funding Co. Victor Funding, Victor Funding Corporation Burn your Credit, Mislead Info, False Pre Approval El Paso Texas

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DON'T GO WITH THIS COMPANY, THEY DON'T KNOW WHAT THEY ARE DOING, THEY WILL RUIN Your CREDIT, Specially CANADIAN CONSUMERS

 

This is an US based Company which is a broker who applies Credit cards for you. There are few people on the company which are:

 

Zack - Who works with Brokers

Adam - Who always on the Phone & transfer you to someone else who never picks up

Jay - Who receives file from you & Bullshit all the time & always gives wrong info

Daniel - Who calls the cliens & verify information & Use your information to apply to multiple credit card companies. 

Victor - The Owner.

 

The Procedure of the company is 

1, they ask you to submit Equifax & Trans Union Report, then Jay will come back with the fake Pre-approval: 25K, 40K, 55K, He also said they can get you 2 times that amount.

2, After accepting the approval, you have to send them back your ID, SSN (SIN) Proof of Home Address, Agreement to pay 15% to them and Application form with a bunch of private info such as Mother maiden name, Mother's Birthplace, Father's Birthplace, etc....

3, when they got all of your infos, they will call you to make sure all the info is correct. Then they try to apply to all of credit cards company on the market, Such as MBNA, Tangerine, PC, Canadian Tires etc with Multiple hard Credit hits on your Credit File.

They try to get some of credit cards for you. But none of them works because they didnt know nothing about Canadian Banking & Credit system

Both Jay& Daniel promise you Job info isn't required for Canadian but at the end they said files are declined because Job isn't strong enough.

On top of that Jay said credit check will be maximum 2 times. The truth is multiple.

Jay said they can get you credit cards, the truth they cannot get nothing. 

Jay & Daniel said they have special contact with Bank & Credit cards companIES, that's why they charge 15% for the service, the Truth is they don't know no one. Their job is to get your info & Go apply anywhere they can - which you can do by your self & get the result instantly.

It takes them 2 weeks to apply & burn your credit with multiple credit hits. Remember 1 credit check can bring your score down form 5 -30 points. depends on situations.

I don't know how they do in the US but for Canadians, you will burn your credit file if going through them

 

 

 

 

 

This report was posted on Ripoff Report on 08/24/2016 08:46 AM and is a permanent record located here: https://www.ripoffreport.com/reports/victor-funding-co/el-paso-texas/victor-funding-co-victor-funding-victor-funding-corporation-burn-your-credit-mislead-i-1324314. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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