- Report: #1098232
Report - Rebuttal - Arbitrate
Complaint Review: Vidalia Ford Motors
Vidalia Ford Motors2607 First St. East Vidalia, Georgia USA
Vidalia Ford Dealership Damaged Consumer Credit Vidalia Georgia
*Author of original report: Mortgage
*Consumer Comment: Good Work
*Author of original report: Vidalia Ford motors
*Consumer Comment: I Forgot To Mention
*Author of original report: Thanks Jim
*Consumer Comment: Wrong!
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On March 21, 2013, I purchased a 2009 GMC truck from Vidalia Motors in Vidalia Ga. My credit report was hit with 13 unauthorized hard entries causing my credit to drop from 699 to 650 on a simple auto purchase. After the deal was done, and benounced to me I began receiving credit denial letters from various banks, and lending companies. Upon futher investigation, the date of the inquiries were March 21, 2013, the very same day I made the purchase. I secured a credit report and was shocked to learn that 13 hard entires was added to my report on the day in question, that being March 21, 2013. It appears the dealership were asking every bank and lending company under the sun to finance my vehicle. My credit score was 699 and I paid all my bills on time, no problems there, so you think?...
At that point, I contact Mr. Dave Anderson, financing officer at Vidalia Ford Motors and made him aware of the situation. I made inquiry as to why my credit report was reflecting 13 hard entries. He did not have an answer other than "that can't be right, that many entries." He then informed me he would look into it right away. After several phone calls, to him, there was nothing he could do. At the point, I contacted Mr Anthony Millier, Owner Vidalia Ford Motors. Mr. Miller assured me that he would take care of the problem and get back to.
Todate, Novemeber 9, 2013, no progress have been made, and my credit has suffered to the extent that I can not secure a home loan due to the unauthorized hard entries. Mr. Miller informed me that the creditor contact list were automatically deleted from their system. After filing a dispute with the credit bureau (Trans-Union), I was told to contact each and everyone of the banks and lending companies and have them write a letter requesting the removal of those unauthorized entries. Unfortunately, those banks and lending companies have been deleted by the dealership, why?...
The problem stims from the dealership not having knowledge of how to fix a major problem they caused that grossly affects one's credit worthiness. My credit went from a high good(699) to a low fair(650) and I can't want two years for my credit to rebound for a home loan.
I've purchased countless vehicles in my adult life and have never experienced a credit problem like this whic can not be fixed. Consumers, beware your credit report or score is how the system view your worthiness, good or bad. Again, need some help.
This report was posted on Ripoff Report on 11/09/2013 06:51 PM and is a permanent record located here: http://www.ripoffreport.com/r/Vidalia-Ford-Motors/Vidalia-Georgia-30474/Vidalia-Ford-Dealership-Damaged-Consumer-Credit-Vidalia-Georgia-1098232. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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