Complaint Review: vystar credit union - jacksonville Florida
- vystar credit union 4949 Blanding Boulevard, jacksonville, Florida United States of America
- Phone: 9047776000
- Web: www.vystarcu.org
- Category: Banks
vystar credit union vystarcu Vystar Credit Union The worst Credit Union ever jacksonville, Florida
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No matter what you might be thinking of doing, don't do business with the worst bank ever. I have many reasons for saying that they are the worst bank ever.
I had accounts with the worst bank ever
for 7 years, from 1999-2006. I cannot tell you how many times I was
embarrassed or irritated by them. Here's a list of the worst offenses:
- If
you deposit money in your checking account, and then try to use your
checkcard, be careful. The check card balance is about 2 days behind
your checking account balance. Several times, I was in line at a store
(like the Borders on Southside), and the visa wouldn't work. I can
remember at least two times when I just walked out into the parking lot
of the store, and used an atm to withdraw the money from my checking
account, and paid with cash
- You can only get some money out of an ATM. There's a daily limit of $570 on atm withdrawals from your
account. So, if you are on vacation, and want to splurge a bit, but
need cash, tough tittie. When we were trying to pay our deposit, we ran
into this problem. There aren't any branches of the worst bank ever
anywhere in the world except Jacksonville, FL. So, we couldn't go to
the bank to get our money, and had to visit the ATM every day for
several days, and take out the max each time.
- In the move, and switching bank accounts, two withdrawals came out of my worst bank ever
checking account, causing my overdraft protection to kick in. We sent
them a check (to the tune of $200+). Today, I tried to close my
account. They told me I couldn't because of an outstanding balance on
the overdraft account. The balance was $2.29. Two dollars!
I'm certain that I paid Vystar more than $2,000 in interest over the
years I had a car loan through them, and I'm sure they've made
thousands off of interest from my deposits. Keep in mind, I was a loyal
customer for 7 years, despite the irritations.
- When
we went to buy a new car the last time, I contacted Vystar, since I had
a car loan through them already. I had never been late on my loan
payment, or any other payment to Vystar, in 4 years. They told me they
couldn't finance me. No big deal, I'll get financing through the
dealership. The dealership got me financed with a local credit union. Vystar (the worst bank ever).
So, when I came to them as a loyal, long-term customer, they couldn't
help me. When I came as an anonymous car buyer, they were all ready to
give me a loan.
- They let our information be stolen! I received a ton of phishing attacks in email, from people impersonating the worst bank ever. Here's my question: how did the phishers know I was a customer of the worst bank ever? The worst bank ever let some hacker steal a couple thousand customer emails. God knows what else was stolen.
This report was posted on Ripoff Report on 03/14/2010 04:33 PM and is a permanent record located here: https://www.ripoffreport.com/reports/vystar-credit-union/jacksonville-florida-/vystar-credit-union-vystarcu-vystar-credit-union-the-worst-credit-union-ever-jacksonvil-580885. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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