casual
  • Report: #908075

Complaint Review: wells fargo

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  • Submitted: Sat, July 07, 2012
  • Updated: Sat, July 07, 2012

  • Reported By: lance — columbus Ohio USA
wells fargo
des moines, Iowa United States of America

wells fargo wells fargo home mortgage perfect credit ruined when they put me in a deferment plan that I did not qualify for! des moines, Iowa

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I had perfect payment and credit score of about 720 plus, well I found out  recently  that when I called them to ask for a modification and they put me in a forbearance for 3 months which I did not need, then said I could apply for a modification after that. Then your company hit my credit report with deficiency reports for 3 months, then when I called
to apply for the mod (like they said I could), they told me I do not qualify).

So why did they look at my credit and payment history and decide to ruin my payment and credit history.  So now no one will want to refi or do a mod with me! Does anyone have any responsibility there to protect their account holders. I need for a manager to look at this
and tell me why they did this to me! Just found out that mods are only for people having payment problems, that was not me? Even reps at the company agreed that I did not qualify for a deferment and that they should have never put me in one. Avoid this company if you can. They are so big, the right hand has no idea what the left hand is doing. They are very confused and will only help you MAKE THINGS WORSE! THEY ARE EXPERTS AT THAT!

This report was posted on Ripoff Report on 07/07/2012 10:59 AM and is a permanent record located here: http://www.ripoffreport.com/r/wells-fargo/des-moines-Iowa-/wells-fargo-wells-fargo-home-mortgage-perfect-credit-ruined-when-they-put-me-in-a-defermen-908075. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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