- Report: #1105102
Report - Rebuttal - Arbitrate
Complaint Review: wells fargo
wells fargo home mortgage wells fargo added pmi insurance after i purchased my own and they will not remove phillips Maine
*Author of original report: wells fargo
*Consumer Comment: Be very careful when disputing the amount in your escrow
*Consumer Comment: PMI
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WE HAD PURCHASED A HOME HERE IN MAINE LAST FEB 22 2013 OUR ORIG BANK WHO WE DID THE FINANCING WITH SOLD IT TO WELLS FARGO..
HERE IT IS IN THE MIDDLE OF DECEMBER AND THEY DECIDE THAT THERE GOING TO ADD OUR HOME INSURANCE TO OUR ESCROW ACCOUNT,, WE BOUGHT OUR OWN INSURANCE AND PAID IT OFF FOR THIS YEAR, WE ALSO DID NOT WANT OUR HOME INSURANCE TO BE IN THE MORTGAGE,,
ALSO THEY PUT A LOWBALL FIGURE OF 126.44 FOR OUR ESCROW WHICH OUR TAXES ARE 3571.00 FOR THE YEAR.
NOW ITS MID DECEMBER THEY SEND A LETTER STATING THAT WE ARE 3400.00 IN DEPT WITH OUR ESCROW.
ALSO OUR TOWN COLLECTS TAXES 2 TIMES PER YEAR 4/1 AND 10/1 WELLS FARGO PAID THEM BOTH AHEAD OF TIME ADDED OUR INSURANCE TO THE POLICY AND HAS BEEN COLLECTING FOR INSURANCE THROUGH ESCROW
WE PAID IT IN FULL!!!
IVE CALLED SEVERAL TIMES AND THERE TELLING ME THAT IT WAS IN THE CONTRACT,, AHH SORRY NO IT ISNT.
THEN THEY PROCEED TO TO TELL ME MY PAYMENTS ARE GOING FROM 735.00 A MONTH TO 1200.00 A MONTH.
THEY REFUSE TO TAKE MY INSURANCE OFF MY POLICY( WE PAID FOR IN FULL, ITS PAID UNTIL FEB 2014)
THEY ALSO REFUSE TO PUT THE MONEY BACK INTO ESCROW,, WE SAID WE DONT WANT OUR INSURANCE INCLUDED AND WHY WAS OUR TAXES PAID IN FULL WHEN THE 2ND HALF ISNT DUE TO OCT 2014?
WHAT HAPPEND TO THE KITTY WE HAD IN ESCROW WHAT HAPPEND TO THE 1100.00 WE PUT IN ESCROW IN THE BEGINING..
WELLS FARGO IS THE BIGGEST SCAMMING BANK IVE EVER DELT WITH,, MUST BE BECAUSE THERE FEDERAL..
THEY ARE STATING THAT WE ARE 3000.00 NEG IN ESCROW NOW AND SAID TO ME WE DONT QUALIFY TO PAY OUR OWN INSURANCE BULL s**t.
WE SINCE HAVE CONTACTED THE MAINE ATTY GENERALS OFFICE AS MY MOTHER IS 78 YEARS OLD AND HAS BEEN RETIRED FOR 13 YEARS NOW.. SHE DOESNT NEED THIS,, SHE NEVER ASKED FOR WELLS FARGO BUT OUR ORIG BANK SOLD OUR MORTGAGE TO THEM(( THANK YOU) NOT!!!!
I WILL NOT ALLOW THIS BANK TO TRY TO TAKE THIS HOME,, WEVE ONLT BEEN HERE SINCE FEB 2013 AND NOW THIS B.S.
IF THERE IS ANY REAL ESTATE ATTY READING THIS PLEASE CONTACT ME AT (((phone number redacted))) AS I WILL NOT LET THIS HAPPEN TO HERE FROM THIS LOW LIFE BANK FULL OF LOW LIFE PEOPLE
THIS BANK PLAYS WITH NUMBERS,, ALSO HAS FRAUDULANT CLAIMS AS I HAVE READ THEY WROTE OVER 100.000 MISLEADING LOANS TO PEOPLE BY PLAYING THE NUMBERS GAMES ONLY TO FIND OUT THEY WERE FAULTY FIGURES
AND FORCED HOME OWNERS TO FORCLOSE,, THIS WILL NEVER HAPPEN WITH ME.
ITS PRETTY BAD THAT A BANK HAS TO DO THIS TO PEOPLE ,, I DONT KNOW HOW THERE EMPLYEES CAN SLEEP AT NIGHT KNOWING THERE TAKING HOUSES AND FORCLOSING THEM ONLY TO GAIN $$$
This report was posted on Ripoff Report on 12/07/2013 12:44 AM and is a permanent record located here: http://www.ripoffreport.com/r/wells-fargo/phillips-Maine-04966/wells-fargo-home-mortgage-wells-fargo-added-pmi-insurance-after-i-purchased-my-own-and-th-1105102. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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