• Report: #386268

Complaint Review: Western Union Prepaid Credit Card

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  • Submitted: Thu, October 30, 2008
  • Updated: Fri, October 31, 2008

  • Reported By:portage Michigan
Western Union Prepaid Credit Card
P.O. Box 5012 Sioux Falls, South Dakota U.S.A.

Western Union prepaid credit card is a scam they are charging me $0.99 per purchase when i use the card that adds up and cost a lot Sioux Falls South Dakota

*Consumer Suggestion: why fall into this path then?

*Consumer Comment: Prepaid expensive to use

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everytime i make a purchase with their credit card from western union the prepaid one they charge me $0.99 and even though i had 2 payments that never got paid to vonage they wont refund them back to me and they charged me $62.55 which was $61.56 plus the $0.99 for the transactions for each of them and vonage said the payments where refused to them so they never got paid and western union wont put the funds back into my account either,

also when i originally signed up for this card i thought it would be like other credit cards, other credit cards only charge a small fee to preauthorize the card when making a purchase but those fees are always refunded back once the purchase has gone thru, but western union doesnt refund those preauthorization fees they say they keep them, which to me is just wrong, like this month i used my card 10 times to make purchases small purchases too as i had to go down to the western union to add the funds which cost me $4.95 just to ad the funds to my card then when i purchased something using the card they charged me for the purchase plus an additional $0.99 per transaction which they say they wont refund those fees as they say they are allowed do that, that seems like double jepardy to me seeing they charged me to add funds to my card account then they charged me again just to make the purchase thats wrong. no other credit cards i have ever had did this, so it looks very suspicious to me.

Angela
portage, Michigan
U.S.A.

This report was posted on Ripoff Report on 10/30/2008 06:49 AM and is a permanent record located here: http://www.ripoffreport.com/r/Western-Union-Prepaid-Credit-Card/Sioux-Falls-South-Dakota-57117-9874/Western-Union-prepaid-credit-card-is-a-scam-they-are-charging-me-099-per-purchase-when-i-386268. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

why fall into this path then?

AUTHOR: Cat - (U.S.A.)

You have bought the "lie" that you need a credit card, when you would have much more money if you paid cash for things. Stop trying to live above your means. Use a debit card, that takes money out of your account. You use the number like a credit card. That is all I use and I have plenty of money, I fly and rent cars. Stop buying this "I HAVE to have a credit card"! You do not need one and your life will always suffer because your credit if you do not break this cycle. They charge this because people won't say "NO"! Haven't you had ENOUGH yet? Get on a budget, use cash and you won't need a credit card to rip you off. This isn't rocket science, it is basic 3rd grade math. If you have money you save and spend. If you do not, you wait till you can afford it!
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#2 Consumer Comment

Prepaid expensive to use

AUTHOR: Lenny - (U.S.A.)

I use a prepaid card when I want to order something on the Internet and I do not want to use my regular card. Then if some scammer gets a hold of it I am only out the prepaid amount, usually less that $100. But they charge $6 to buy it and after a few months start docking it $2.50/month. It is a convenience that costs dearly.
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