- Report: #514375
Report - Rebuttal - Arbitrate
Complaint Review: WILSHIRE CREDIT CORP
WILSHIRE CREDIT CORP4004 KRUSE WAY PLACE LAKE OSWEGO, Oregon United States of America
WILSHIRE CREDIT CORP NATIONAL LOAN ACQUISITION CO COMMERCIAL MORTGAGE NIGHTMARE LAKE OSWEGO, Oregon
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MY MORT. IS WITH NLAC BUT THEY REPORT ON MY CREDIT BUREAU AS WILSHIRE.MY ORIGINAL LOAN WAS WITH WACHOVIA WHO BULLIED ME INTO A FOREBARANCE AGREEMENT EVEN THOUGH I WAS NOT IN DEFAULT, THEN INCREASED MY PAYMENTS FROM $2200 TO $3500 AND MY INTEREST RATE FROM 7% TO 11%, THEN IMMEDIATELY SOLD MY LOAN TO NLAC IN 2007. I HAVE BEEN IN AND OUT OF BANKRUPTCY EVER SINCE BECAUSE IF I DON'T PAY ON THE DUE DATE OF THE 15TH, FORECLOSURE BEGINS ON THE 16TH. I THEN HAVE 10 DAYS TO PAY OVER $18000. THEY THEN ADD OVER $46,000 TO THE PRINCIPAL CALLED ANTICIPATED LEGAL FEES PLUS AND INTERESTING ARRAY OF LATE AND DEFAULT CHARGES.
THIS PROPERTY IS MY LIVELIHOOD SO I TRY TO HOLD ON, I TRY TO REFINANCE BUT THE CONSTANT ADDITIONS TO THE PAYOFF MAKE THAT DIFFICULT PLUS MY CREDIT HAS BEEN SHOT SINCE THEY CAME ON BOARD. I HAVE SEEN MY STORY ON SO MANY OF THE TESTIMONIALS ON THIS SIGHT THAT I AM HORRIFIED THEY ARE STILL IN BUSINESS. IF THERE IS A CLASS ACTION GOING ON COUNT ME IN.
This report was posted on Ripoff Report on 10/24/2009 12:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/WILSHIRE-CREDIT-CORP/LAKE-OSWEGO-Oregon-97035/WILSHIRE-CREDIT-CORP-NATIONAL-LOAN-ACQUISITION-CO-COMMERCIAL-MORTGAGE-NIGHTMARE-LAKE-OSWEG-514375. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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