• Report: #1170485

Complaint Review: Wintrust Mortgage

  • Submitted: Mon, August 18, 2014
  • Updated: Mon, August 18, 2014

  • Reported By: lkscareers — Waverly Iowa
Wintrust Mortgage
4817 University Avenue Suite B Cedar Falls, Iowa USA

Wintrust Mortgage and Stacey Folkers, Sr. Mortgage Loan Officer NMLS # 471732 Miss Representation of Services Cedar Falls Iowa

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I was contacted by Stacey Folkers of Wintrust Mortgage out of Cedar Falls, Iowa in June of 2013 to where she claimed I would qualify for pre-approval of a new home construction loan at a 3.5% interest rate.  Upon communication with Stacey and providing her paperwork urgently, she delay the process for over 3 months and repeated had my credit monitored for a home loan that never transpired. 


I ended up going through another mortgage company only to find out the best possible interest rate would be 4.25% on a 10 year ARM. 


This had created much undue stress, confusion, personal financial loss and unessessary impact to my personal credit with all of the credit monitoring that Wintrust Mortgage did per Stacey's request.


I would NEVER recommend that you utilize the services offered by Stacy Folkers of Wintrust Mortgage out of Cedar Falls, Iowa as she is either too busy to appropriately service you, has other more important clients to deal with that an individual home purchaser or just simply miss-represents or fabricates her work and/or abilities as a senior mortgage loan officer.



Stacy Folkers, Senior Mortgage Loan Officer

4817 University Avenue Suite B, Cedar Falls, IA  50613

P: 319-269-4330 | F: 877-652-5447 | sfolkers@wintrustmortgage.com

NMLS # 471732

This report was posted on Ripoff Report on 08/18/2014 09:04 AM and is a permanent record located here: http://www.ripoffreport.com/r/Wintrust-Mortgage/Cedar-Falls-Iowa-50613/Wintrust-Mortgage-and-Stacey-Folkers-Sr-Mortgage-Loan-Officer-NMLS-471732-Miss-Repres-1170485. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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