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Report: #1301519

Complaint Review: Wisconsin Auto title Loans,Inc. - milwaukee Wisconsin

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  • Reported By: joseph — south milwaukee Wisconsin USA
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  • Wisconsin Auto title Loans,Inc. 235 west Layton Avenue milwaukee, Wisconsin USA

Wisconsin Auto title Loans,Inc. They were not willing to work with me milwaukee Wisconsin

*General Comment: Pay the Title Loan First!

*Consumer Comment: Typical sub-prime attitude...

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Im a middle class family and been having many struggles both in my work and keeping up with my expenses and got behind on some bills and needed to do something so i took out a Title Loan, They gave me a 600.00 loan and was unable to make my loan this week due to many other bills needing to be paid as well .

When I contacted the office a woman said if I could give them 100 dollars thats what they needed but i had to try and borrow it from a friend whom i didnt get in contact until later in the day the next day I called them and tried to explain to them what i was doing and they stated that I knew what time I needed to be there the woman was extremely rude i told her i was doing my best not trying to avoid them,she said give her a minute then I heard her hangup the phone.

I tried calling back and i left a message but noone picked up they were not even trying to work with me and I cant lose my truck as its all we have and need it for many things its not right to do this to consumers that are already struggling so much and are desperate to get out of the situations they are having to contend with.

They were bothe extremely rude and unprofessional someone has to protect the consumers this happens too many times and there interest rates are ridiculous.

This report was posted on Ripoff Report on 04/24/2016 09:22 AM and is a permanent record located here: https://www.ripoffreport.com/reports/wisconsin-auto-title-loansinc/milwaukee-wisconsin-53207/wisconsin-auto-title-loansinc-they-were-not-willing-to-work-with-me-milwaukee-wisconsin-1301519. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 General Comment

Pay the Title Loan First!

AUTHOR: John - (U.S.A.)

POSTED: Tuesday, October 10, 2017

You didn't pay because "you had other bills due at that time?"  First, were you not aware that those other bills existed when you took out the loan??  Second, my guess is that of all your bills, none had an interest rate approaching that of the Title Loan- that's the LAST one you should have neglected!!!

Make minimum payments on all the loans EXCEPT the Title Loan- OVERPAY that as much as you can, because THAT'S the one that's going to keep dragging you down (assuming that the "other bills" aren't also carrying ruinously high interest rates, like Rent A Center, etc.)  It's not rocket science to figure you need to pay off the loans with the highest interest rates FIRST.  

 

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#1 Consumer Comment

Typical sub-prime attitude...

AUTHOR: Robert - (USA)

POSTED: Monday, April 25, 2016

Oh yes..they won't work with you.  In other words they were the only ones who would allow you to borrow money.  You agreed to their terms and now you want to change them. 

So you called them up and they said they would accept $100.  So contrary to your lie that they wouldn't work with you, the fact is that they were trying to work with you.  But what you really want is someone who will let you make up your own rules to pay back their money.   If they allow you to change the terms, consider yourself lucky.  If they don't it is NOT a ripoff.

Unfortunatly you are with a Sub-Prime lender because you have a history of not being able to manage credit.  So yes, they are going to be a lot more agressive to make sure that they get THEIR money back.  The reason their interest rates are so high is because their borrower are high risk, and the odds of them getting their money back is slim.  Oh and don't say that "on only if they would do this, or only if they would do that" that your life would be so much better and you would be in better shape.  Because the odds are regardless of any term you signed you would still fail to fullfill your obligation.

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