• Report: #83500

Complaint Review: Www.pharmacycards.com

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  • Submitted: Thu, March 11, 2004
  • Updated: Wed, April 07, 2004

  • Reported By:Clarksburg West Virginia
Www.pharmacycards.com
Broad Street,Canada Regina, Saskatchewan Canada

Www.pharmacycards.com ripoff, took 139.00 out of my account Regina Saskatchewan *EDitor's Suggestions on how to get your money back!

*REBUTTAL Individual responds: I can't believe this happen to me!!!!

*Consumer Comment: Anwser to a Question, where do they get the information

*Consumer Comment: racking my brains as to how they got the victims' account information

*Consumer Comment: They got me too $139.00 dollars out of my bank account

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I checked my account online like I do everyday to keep track of it and noticed a check for $139.00.I knew that I didn't have a bill for that much and started to panic.I still don't know how they got my account number.

On the check was my old address. I makes me sick that this could happen and they can just get away with it. Anyway they got me for 139.00 and I want my money back. Then you go to there sight and you see the Walmart Icon and All these legitamate drug stores that they are supposedly affiliated with . This company needs what Martha Stewart got.

Kimberly
Clarksburg, West Virginia
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information

This report was posted on Ripoff Report on 03/11/2004 02:34 AM and is a permanent record located here: http://www.ripoffreport.com/r/Wwwpharmacycardscom/Regina-Saskatchewan-S4R-8G9/Wwwpharmacycardscom-ripoff-took-13900-out-of-my-account-Regina-Saskatchewan-EDitors-83500. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 1Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Individual responds

I can't believe this happen to me!!!!

AUTHOR: Gerrie - (U.S.A.)

Last night I was balancing my bank statement, and noticed a debit for $139.00 to pharmacycards.com.

Today I contacted my bank, and she said it was in my husbands name, and no other info was provided. So I searched on the net, and found it was a scam. I do not understand why the bank cannot reverse this amount, if it was not authorized. The bank should be responsible for un-authorized charges.
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#2 Consumer Comment

Anwser to a Question, where do they get the information

AUTHOR: Robert - (U.S.A.)

I'm answering the question where do they get the information. They buy your names from lead brokers that obtain your info through number of sources sweepstakes entry etc via post card internet and so on I not sure if I'm in the right spot to comment

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#3 Consumer Comment

racking my brains as to how they got the victims' account information

AUTHOR: David - (U.S.A.)

I have been following this fraud for a couple of days, and have been racking my brains as to how they got the victims' account information, specifically the routing and checking account numbers. It is more likely than not that all the victims share a common denominator. If you have used electronic debiting from your checking account for any purchases, that is a good place to start looking. I would suggest all victims audit their accounts and look for potential companies and businesses that may have been in collusion with pharmacycards.com. Either pharmacycards.com stole the information or it was given to them.



As far as prevention, be very, very careful if you pay bills online using your checking account. Also, NEVER use a debit card for online payments, rather, use a credit card. Finally, all victims of this scam should request their credit reports from the Big 3 credit reporting agencies (Equifax, Experian, TransUnion). Since the layers of this fraud are still being uncovered, it is possible that you may be at risk for identity theft. Since they already have your checking account info, assume that they have your other information as well.
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#4 Consumer Comment

They got me too $139.00 dollars out of my bank account

AUTHOR: James - (U.S.A.)

I to was taken for $139.00 dollars out of my bank account.



Just like everyone else out there that this has happened to I was checking my account online and noticed a check went threw my account with the check number being in the seven hundreds I have not used a check in the seven hundreds in about four years so I knew something was fishy. I called my bank and disputed the check and they sent me a copy of the check. I went on line and tried to go to the web site and an error message came up and directed me to this site and found out that there were more victims like my self.

Question: How are they getting our account numbers?
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