Barbara Hubbell - Access Premier Properties Highly unethical business practices Waterford, New York

Michael Pallozzi has filed this alleged rip off report, that Access Premier Properties LLC in upstate New York has made disparaging reports for "self benefit"? Lets see first and for most Michael Pallozzi is a liar and frankly a poor businessman. He Has not only lied to me and my wife taking our personal information claiming that he could lower our mortgage payment under 6%. We did not hear from Michael Pallozzi for days, weeks, months!!! yes Months!!! Then comes back with this bogus mortgage wanting us to pay out nearly $18,000.00 in closing costs (thanks but no thanks)!

Michael Pallozzi is not even a licensed mortgage agent or broker for that matter (which is falsely represents when you meet this individual) Michael Pallozzi will promise you the world when in fact he can not get you the mortgage. Lord only knows where my personal information is or who has seen it. Due to Michael Pallozzi's legal issues in the past he is unable to get a license from New York State. Um interesting.

In Fact I know that Michael Pallozzi was given numerous clients that were referred by Barbara Hubbell because Barbara wants others to succeed and be as prosperous as she is. Barbara is the principal real estate broker for the very successful and client friendly ACCESS PREMIER PROPERTIES LLC who has closed hundreds of deals and placed numerous families in homes. In Fact Barbara has closed the deal that put me and my family in our wonderful home. Thank you Barb!

As far as the annominity that was placed on the original post due to a spineless individual who knows that they do not have a leg to stand on.

Michael Pallozzi will also want to borrow money from you as well for lord only knows what. Michael Pallozzi has done this to a client that Barbara Hubbell gave him. Michael Pallozzi was given a deal and failed to come through again claiming that the client has poor credit. This client was forwarded to an honest and real mortgage broker and wow funding. BE AWARE MICHAEL PALLOZZI is ultimately a scam artist

I BECAME SUSPICIOUS OF MICHAEL PALLOZZI. I ADMIT, I TOOK THE BUYERS ELSEWHERE AND I WOULD DO IT AGAIN. I TOLD THE BUYERS HE WAS A SCAM ARTIST AND THAT LENDING IS NOT DONE THIS WAY. UNFORTUNATELY FOR THE BUYERS, THEY WERE UNABLE TO GET A LEGITIMATE LOAN.  I HAVE NEVER BEEN ACCUSED OF DOING ANYTHING UNETHICAL AND TO BE ACCUSED BY MICHAEL PALLOZZI, THE CRIMINAL, IS A JOKE.  LEGAL RECOURSE IS HAPPENING. MICHAEL PALLOZZI IS GOING TO JAIL. HOPEFULLY, ONCE AND FOR ALL HE WILL BE STOPPED. READ THE BELOW ARTICLE. YOU WILL SEE A HISTORY OF PALLOZZI'S BLATENT DISREGARD OF THE MORTGAGE INDUSTRY. IT'S A SHAME HE CAN USE THIS SITE IN THIS WAY, BUT I THINK THIS ARTICLE SPEAKS FOR ITSELF.

A Saratoga County mortgage broker who went to prison for selling drugs at his prior mortgage company pleaded guilty to federal fraud charges this week related to the refinancing of a Latham residence. Michael J Pallozzi, 33, a mortgage broker for the Waterford branch of Advantage Mortgage, faces several years in prison following his plea last Monday to a single felony count of wire fraud The guilty plea stems from Pallozzi's falsification of loan documents related to the refinancing application for a residence at 191 Maxwell Road, according to federal court recordsThe guilty plea is Pallozzi's second felony conviction In 2003 he pleaded guilty to felony drug charges stemming from allegations he and four others sold cocaine and marijuana from their offices at First Guarantee Mortgage on Broadway, Saratoga Springs Pallozzi was sentenced to 3 to 9 years in state prison but served a reduced sentence after enrolling in a shock incarceration program, an alternative to prison based on an intense boot camp experience followed by more supervised paroleOn Thursday, US Probation officers, who will prepare a pre-sentence investigation of Pallozzi, requested details of his drug conviction in Saratoga County Court Pallozzi's federal sentencing is scheduled to take place Aug 10 at US District Court in AlbanyPallozzi pleaded guilty before US District Senior Judge Thomas J McAvoy and released to the supervision of federal probation officersHis attorney, George E LaMarche III of Troy, said "nobody suffered any loss" in connection with the federal fraud charges"There's no loss here," LaMarche said "You don't want to say that it's a minor case, but relatively speaking it is when you compare it to other major federal prosecutions that have occurred locally"According to a plea agreement Pallozzi falsely inflated the income of the owners of the Maxwell Road property and concealed their indebtedness for a $124,000 secondary mortgage on the home, which they purchased for $375,000 in February 2006 The falsified documents were filed in connection with the property owners' application to refinance their mortgage The owners were directed to Pallozzi's company through an on-line service, according to court records"The defendant on numerous occasions submitted or caused to be submitted false information to financing institutions for the purpose of inducing them to fund loans," the plea agreement states "Pallozzi realized that the new owners' income would not be sufficient to qualify them for the desired refinance loan (so) he caused to be created a 'pension award letter' that purported to be proof of pension income from Verizon to make it appear that one of the new owners earned more than he/she, in truth and fact, earned"Pallozzi transmitted the falsified documents to a North Carolina lending company, Equifirst Corporation, in March 2008Court records do not indicate any connection between Pallozzi's crime and an ongoing FBI investigation of his former company, First Guarantee Mortgage in Saratoga Springs

Barb,

I was just going to let this go but see that you want to keep it going?  First and foremost, I was just as upset as you were when I saw this article that was posted about you!!  You automatically assumed that I posted it.  Well guess what, I didn't!!  That why I let YOUR SON Jeremy Conners ridiculous comments slide.  I gave you the benefit of the doubt.  You were upset, I understood, so I let Jeremy ramble and said nothing in return.  In your defense Barb, I was fine with you taking the people I brought you and looking out for their best interest.  They were your clients as well as mine.  But your plan didn't work and they closed with me anyway.  I'm one to let people go if they think the grass in greener on the other side.  But as I'm sure you already know that in this industry its not.  So I have no hard feelings Barb.  And believe me if I did, I would not have picked this dead-beat website to post my issues on, I would have told you directly in a professional manner. 

Understand that during this transaction, there were four other people involved Barb.  Gee, did it ever dawn on you that maybe one of them wrote the article?  I mean come on, just look at the above article you just posted about me.  Who am I to comment on someone's business practices??  But I guess the finger always does point to the two time convicted felon?  Bottom line with this entire Barb is all but two of your loans that I handled closed successfully and they all closed LIGITATMENTLY.  But the truth of the matter is Barb is NO ONE CARES!!!  My crime you rant about had nothing to do with "scamming" anyone.  My crime was committed to help people.  It was a crime where no one was damaged or harmed.  Additionally, no one gained anything.

So the next time you want to type something foolish, stop and think that maybe you or the ones that surround you aren't so perfect either Barb.  Just a thought.  You are a wonderful real-estate agent.  I wish you the best of luck with your business.