Rip-off Report REVIEW: The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. The David Zophin Agency & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. Middletown Connecticut NOTICE:*UPDATE December 1, 2006. Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. A competitor no doubt. Rip-off Report has the evidence.

NOTICE: *UPDATE December 1, 2006. Rip-off Report recently discovered that all but 2 Rip-off Reports about Zophin Agency of American Income Life were posted by the same person. A competitor no doubt. Rip-off Report has the evidence that shows the same person filed every one of the Reports. Ripoff Report will go after anyone found posting Reports like this. This type of behavior will not be tolerated. Either way, The David Zophin Agency still stands by their comitments made to Rip-off Report. Just like people can file ridiculous and frivolous lawsuits every day, we do realize consumers might try and take advantage using the Internet / Rip-off Report to do the same thing. =============================

The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. ..A long name for a program that does a lot for both consumers and business a like.

Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. As a matter of policy, when Rip-off Report is retained by a company to investigate independently and to publish our findings, we use every bit of information at our disposal to determine the truthfulness of the complaints against the company or individual.

ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES.

...A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business.

Rip-off Report Review on Altig International & American Income Life:

The David Zophin Agency & American Income Life have contacted Rip-off Report, wanting to address complaints on the site. The companies have pledged to resolve all legitimate complaints.

Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints The David Zophin Agency has received is few. However, The David Zophin Agency has made a commitment to 100 percent resolution of all legitimate complaints. The David Zophin Agency agrees with Rip-off Report that "even one complaint is one too many.

After speaking with executives from The David Zophin Agency, it is clear that they are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved.

The David Zophin Agency encourages all complaints to be addressed through an email to: dzophin@ailnortheast.com

You may also send snail mail to:

The David Zophin Agency ATTN: CAP Department 100 Roscommon Drive, #302 Middletown, CT 06457

Rip-off Report has discovered that The David Zophin Agency, with business roots stretching back at least 7 years, is a well organized and successful professional service firm delivering insurance services and solutions to clients. They are the exclusive provider of American Income products in Connecticut, Massachusetts, and Rhode Island. Also, American Income Life, a subsidiary of Torchmark Corporation (traded publicly under symbol TMK) has a 50-year track record of success and has recently been rated A+ Superior by AM Best, the organization recognized by the U.S. Securities and Exchange Commission for assessing the financial strength of insurance related organizations and the credit quality of their obligations. Learn even more about American Income Life by visiting www.ailife.com

Rip-off Report cannot guarantee the integrity or success of any company or product. Rip-off Report cannot vouch for The David Zophin Agency and American Income Life, as we do not have any first-hand knowledge / experience of their companies and systems. Rip-off Report can only go by what companies tell us they will do. We do know they have made a commitment to satisfy all legitimate complaints - past, present and in the future. If you discover The David Zophin Agency and American Income Life did not do what they say they would, please contact Rip-off Report. Member businesses not following through with their stated commitments to complete resolution would be removed from the Corporate Advocacy Program.

Rip-off Report is always working harder for you, the consumer, so you can feel confident about what to look for when dealing with a company or individual. Remember, just because a company or individual is reported on Rip-off Report does not mean you should not do business with them. Use Rip-off Report information as a tool to your advantage, so you know what to look out for when dealing with that company or individual. No company is perfect.

Be sure to contact us with your questions and comments about any business that is on the Corporate Advocacy Business Remediation and Customer Satisfaction Program. Your questions, comments and suggestions are always welcome and will be considered even if we don't agree with them. Please realize Rip-off Report is chartering in new territory, working to make a change for both consumers and businesses alike.

Please, let us know about your new experiences with The David Zophin Agency & American Income Life.

Sincerely,

ED Magedson- Founder EDitor@RipoffReport.com badbusinessbureau.com www.ripoffreport.com

Don't let them get away with it. Make sure they make the Rip-off Report!

We are not lawyers. We are not a collection agency.

We are Consumer Advocates. ...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers

Tempe, Arizona
U.S.A.