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Report: gateway credit card - Hurley State Bank

Category: Credit & Debt Services

gateway credit card issued by hurley state bank is a rip off

*Consumer Comment ..APR CHANGED FROM 22.9 TO 26.9

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gateway credit card - Hurley State Bank

Phone:  800-927-1948
Fax:  
 
p o box8181
gray, Tennessee, 37615
U.S.A.

Submitted: 1/20/2002 12:00:00 AM

Modified: 10/27/2002 1:16:36 AM
Reported By

Annie

harrisonburg, va

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When I purchased my computer i was given a gateway credit card. I paid off the computer immediately with cash so as not to incur the interest charges. I kept the card but never used it until the convience checks came in the mail aboout 2 years later. the information was listed that if i used the checks it would be with the understanding that i would have the same interest rate that i agreed upon in my orginal card agreement. The first bill came and it was correct the 2nd bill was correct on this months bill it went from 22.9 percent to 26.99 percent. the explanation was that they made a mistake. what can i do to get this back to the orginal??????????? thanks
Annie
harrisonburg virginia

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  • APR CHANGED FROM 22.9 TO 26.9 gloria [10/26/2002 8:39:13 PM]

ConsumerComment

Submitted: 10/26/2002 8:39:13 PM

Modified: 10/27/2002 1:16:36 AM
ConsumerComment

gloria

fort smith , Connecticut

APR CHANGED FROM 22.9 TO 26.9

I KNOW WHAT YOU MEAN. DID YOU KNOW THAT HURLEY BANK OFFERS 3 APR? I DIDN'T KNOW THAT UNTIL I BOUGHT A COMPUTER AND WAS TOLD AT MY LOCAL STORE OF WHAT MY MONTHLY PAYMENTS WOULD BE. THEN WHEN I GOT MY BILL IT WAS A LOT MORE THAN WAS TOLD TO ME.

I HAVE BEEN TRYING TO RESOLVE MY PROBLEM EVER SINCE THIS PROBLEM OCCURRED, BUT I HAVEN'T GOTTEN ANYTHING RESOLVED. I HAVE IMPECCABLE CREDIT AND WHEN I FOUND OUT THEY CHARGED ME THE HIGHEST INTEREST I DELIBERATELY DEFAULTED ON MY COMPUTER.

I SENT LETTERS TO ALL 3 CREDIT DATABASES TO FLAG ABOUT THE DISPUTE SHOWING THAT THE REST OF MY CREDIT WAS IMPECCABLE.

I HAVE ASKED FOR A FREE COPY OF MY CREDIT REPORT FROM TRANS UNION TO MAKE SURE THEY RECEIVED MY LETTER. I ABSOLUTELY AGREE THAT HURLEY BANK IS A RIP OFF.

I CALLED THE BANK TRYING TO RESOLVE THE PROBLEM, AND THE REPRESENTATIVE WANTED ME TO CALL THE SALES PERSON AT THE LOCAL STORE AND GET THIS PROBLEM RESOLVED.

I TOLD THEM I WAS TRIED OF MESSING WITH THE LOCAL STORE AND THAT WAS THERE RESPONSIBILITY TO MAKE ME A SATISFIED CUSTOMER. NOW I AM GETTING LATE CHARGES AND WHICH IT IS VERY HIGH.

I OPEN THE LETTERS FROM THEM AND THEN THROW THEM AWAY IN MY TRASH CAN AT HOME. I AM NOT TRYING TO GET ANYTHING FREE, BUT JUST WANTED AN HONEST DEAL AND GOT SCREWED IN THE END.

NOW I HAVE ANOTHER COMPUTER WHICH I AM WELL PLEASED WITH AND MY GATEWAY COMPUTER I THREW IN THE CITY DUMPSTER BECAUSE IT MADE ME LITERALLY SICK TO MY STOMACH TO EVEN BE USING IT AFTER HOW I WAS TREATED.

THERE IS NO REASONING WITH THESE PEOPLE. SORRY TO SAY. I HAVE TRIED EVERYTHING. IF MORE PEOPLE START DEFAULTING ON THEIR LOANS AND WRITE THE 3 CREDIT DATABASES THEN I THINK THIS WILL HELP AND YOU WILL WATCH GATEWAY'S STOCK START DROPPING.

I KNOW IN MY LOCAL TOWN THEY ARE CLOSING THE GATEWAY STORE. SO ALL I CAN STAY IS ENJOY YOUR COMPUTER IF YOU CAN STAND TO USE IT KNOWING THE WAY YOU WERE TREATED OR DUMP IT AND BUY ANOTHER ONE AND MAKE SURE YOU ASK WHAT THE APR IS AND IF THERE ARE MORE THAN 1 APR THAT OFFER.

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