Report: Capital One
Category: Credit & Debt Services
Capital One Bank credit card is a fraudulent ripoff business that victimized many consumers. Richmond, Virginia
*Consumer Suggestion ..What to do....
Capital One
Fax:
richmond, Virginia,
U.S.A.
Submitted: 7/13/2002 5:12:49 PM
Modified: 7/14/2002 12:00:00 AM
Dawn
Galloway, NJCapital one rips you off!!! I was warned not to get there credit card but I just didn't listen. They wait until you are at the end of your credit line and then no matter how early you send you bill in (8 days early is when I sent mine in and they only ask you to send it in 5 days early) they will wait until the day after it was do to stamp it and charge you with a late fee that will put you over the limit so they will in turn charge you with an over the limit fee!!!!
I called them and told them that I wanted a copy of the envelope with the postmark on it so I know when it got there, and they told me that it is a different place that processes the payment and they have no way of contacting them and they don't have a number I can reach them at ( bull S@#T), so basically they screwed me, and not only me but at least 6 other people I know has had the exact same thing happen to them!!! RIP OFF!!!!!!!
Dawn
Galloway, New Jersey
Click here to read other Rip Off Reports on Capital ONE
CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
Search for additional reports
If you would like to see more Rip-off Reports on this company/individual, search here: Search Tips
Rebuttal Box
Respond to this report!
What's This?
Victim of this person/company?
What's This?Repair Your Reputation
What's This?
What to do....
27% of credit card companies revenue from FEES. So they are very eager to fine you as much as they can. This is so profitable, that they do it despite being fined many times by different agencies.
What to do? I have three ideas:
a/ Leave them ASAP - unfortunately if you have outstanding balance it could be impossible
b/ Register for their on-line account service
(capitalone.com click on the upper left corner on: Manage Your Card Account - but read the terms)
Meanwhile Capital One will not charge for this, but your bank might. (Usually around $5-10/month. It is cheaper than the $29 late fee etc.)
c/The easiest, cheapest way: send your letter as Certified Mail. It is only $2.30, but the USPS keeps record (for 2 years) of the mailing and delivery date, and you can get a receipt to prove when you mailed it. The destination post office can prove the date of delivery.
Usually banks do not play (as much) with people who use Certified Mail...
Rebuttal Box
Respond to this report!
What's This?
Victim of this person/company?
What's This?Repair Your Reputation
What's This?
Looking for premium tickets? Concert Tickets | Sports Tickets | Theatre Tickets just visit www.TicketFeeder.com
Advertisers below have met our strict standards for business conduct.
