Prey on victims already in financial trouble causing further financial problems and possible bankruptcy ripoff

Signed up with company in Dec 2001, promised to go to work for me right away to negotiate settlements with all my major creditors that I owed over $1000 to, I was to send them $560 mo for 36 months and be totaled out of debt in 3 years.

They advised me that they were working on my account when I called in Feb, after I referred all my creditors to them as instructed. Creditor advised me they never heard from company. In May, 2002 I was notified I was being sued by Chase Bank, I called American Debt Relief, no one called me back, I was told they were at lunch at 2 pm in the afternoon.

I called again in the morning and left an irate message. I said this was not working for me and I was canceling my account with them. They advised me that I was not going to get a refund - that they sent me a agreement which stated that unless I cancelled in the first 5 days, I was not due a refund, they keep the money for the work done, I asked what work they had done, I was told they set up my account on their website.

At that time they had collected $2400.00 from me. I told the girl on the phone she was crazy if she thought I was going to let them keep over $2000 for just setting up my account on their website (which is not longer up and running). I filed complaints with the BBB in Calf, I filed complaints with Consumer Fraud, Illinois Attorney General's Ofc on Consumer Fraud and Channel 2 News Problem solvers, so far, and contacted a attorney to file a class action suite against them, that's when the Better Business Bureau showed that they went out of business.

I am now more than 6 months behind with the creditors and possibly going to have to file for Bankruptcy.

BBB: Our files show disconnected phone numbers, returned mail or both. The company appears to be out of business. The Bureau cannot trace addresses of companies or principals. General information is available upon request which may assist you.

Maryann
Glen Ellyn, Illinois

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