I saw an advertisment on TV for a 'free credit report' so I thought I would check it out as I was a first time user for a credit report for myself. Well, it's a big scam because they want you to pay a subscription first with your credit card and then re-emburse you after 30 days. That's not free, when you have to pay for something first and they make money off the 30 days in interest. Well, I deleted all my info that I had entered up to that point, and I still think my Father taught me well because he had outstanding good credit without any credit cards.

As a result I have no credit cards, very little debt, and I have no problem for example: Hotel reservations, I send a check or federal postal money order for a deposit or pay the entire balance in advance. So I'm able to do this with the money I save by not having a credit card with all it's charges and interest. Also, I just read off your website about Equifax marketing people's credit info without their knowledge or consent I think this is illegal especially since they advertise a security system included with their services.

Angeleyes
Owosso, Mississippi