i had both of these credit cards....and yes they are a ri-off...they promise to lower rates just to lure you in...once you have signed with the card and paid your deposit...they hit you with another large deposit to pay off even before usage can begin on the card..when you call in to customer service they can never give you adequate information on your account they always tell you that you should read the fine print...

also, they hit you with all kinds of fees and taxes and credit balances and you've never used the card....

i would really appreciate it if someone took the time to look into these rip-offs and bring them down and expose them for what they are....they prey on people for their money and drain them at the expense of a dollar.....

signed ridiculously mad

adrienne
chicago, Illinois

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