Report: HOUSEHOLD FINANCE
Category: Mortgage Companies
HOUSEHOLD FINANCE CO. rip-off SCAMMED, AND RIPPED OFF BY HOUSEHOLD NOW THREATENING TO FORECLOSE! Carol Stream Illinois
*Consumer Comment ..I never would have imagined in my wildest dreams
HOUSEHOLD FINANCE
Fax:
Carol Stream, Illinois, 60197
U.S.A.
Submitted: 3/1/2004 3:26:01 AM
Modified: 1/12/2006 8:27:51 AM
A
jc, OregonHI
there is too much to write about how we were mislead and ripped off by household finance. the loan was only for $15,000. After paying nearly $300 per month for over a year, we owe $15,770!!!!
We got behind a few months ago, and now they are threatning to foreclose on our house!! They are the 2nd on it already- we have never been late on the first. At any rate, we were lied to in the begining. We were told the % rate was going to be 12%, and it ended up somewhere around 20%.
We were screwed in so many ways i can't even type it all. we were told that we could refinance in 6 months - when we tried they LIED and said we would only save $50 and would have to pay for another appraisal. they are SUCH LIARS. the original loan rep LIED about who we were and what we owned, just to get our loan through. He said we made more than we did, and that we owned more expensive cars that we do and etc.... unbelievable!!!!
now, for $15k - we might lose our $135,000 house!!
nobody will give us a loan to pay off household.
we don't know what to do.
A
upset at the moral-less household finance, Oregon
U.S.A.
Click here to read other Rip Off Reports on Household Finance
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Search for additional reports
If you would like to see more Rip-off Reports on this company/individual, search here: Search Tips
Rebuttal Box
Respond to this report!
What's This?
Victim of this person/company?
What's This?Repair Your Reputation
What's This?
Updates & Rebuttals:
- Call your States Attorney Generals Office Angie [3/1/2004 11:11:20 AM]
- Thanks to the Ripoffreport I decidied not to take a HHF loan. Joe [7/21/2004 3:14:44 PM]
- consumer Karen [9/12/2005 4:59:54 PM]
- Go to your courthouse Robert [9/12/2005 8:07:45 PM]
- I never would have imagined in my wildest dreams Randy [1/12/2006 6:12:38 AM]
Call your States Attorney Generals Office
As I stated to another Household finace victim, they tried doing the same thing in Minnesota, and were fined 5.8 million dollars. Our state is a very consumer cautious state. I think when it comes to issues like this, most states will take action. I would suggest getting in contact with your AG and find out what you can do. Maybe your state can file fraud charges agaist them also.
Best of luck to you, I don't think with their track record, you'll have much problems getting help. Let your AG know Minnesota sued them and won 5.8 million dollars on restiution
I sure hope this helps you. Keep us on touch.
Thanks to the Ripoffreport I decidied not to take a HHF loan.
I have been dealing with HouseHold Finance. I choose this company to refincance my second mortage, beause of the Statement Printed in there advertisments 'For 125 years Household Finance has helped make a defference in peoples lives.'
I am so glad I found this website. I almost signed there contract! Thank you for your Good Work!
consumer
How have things turned out in your situation
Go to your courthouse
Go into the 'deed vault' and find your Deed of Trust. What you may find is a forged DoT. If so, get a copy of it and give it to your attorney. HFC had a real bad habit of doing this, and is the main reason they were sued by 50 attorney generals, and pled guilty to all counts. Good luck.
I never would have imagined in my wildest dreams
I am writing to let you all know that you're are not alone.I don't expect anyone to feel comfort in that.When I started going through the same or similar crisis with my mortgage through Household Finance,at first I thought the escrow antics that were being pulled was the result of some simple mistake.I never thought in my wildest dreams that a institution could cheat,lie ,and decieve numerous people out of they're homes.We have filed complants with several government agencies and so far(been stuck in this never ending nightmare for over a year) surprisingly, much to my horror,I've been hard pressed to find help. No money left for an attorney, and no government agencies feel the need to put an end to the fraud that is being committed on a grand scale.I have all kinds of documentation and mortgage papers to show the tricks that have been played. I can't seem to find any athorities local or Federal to even look at any of the papers.For some reason See no evil, hear no evil, speak no evil seems to be the philosophy of choice. The big class action settlement really didn't seem to phase them a bit.Household Finance,HSBC,Advanced Financial Services, and subsidiaries are giants of the business world.They have more money than some countries.I'm sorry for the grey cloud,if anyone has a silver lining, please let me know.Also,if you want to see more information on this matter, check out the MERS (Mortgage Electronic Registration Services) and look at the member list.This stuff should really wake you up.Incidently to my knowledge,I believe Household is attempting to make MERS one of it's aquisitions.I am confident that I won't be the only one who thinks that the members of MERS shares information that is used to aid in the fraudulent,unethical,and immoral(How do these people sleep at night? Ruining lives and smashing dreams For the almighty dollar.Good luck to anyone be misfortunate enough to be involved with these people.Don't give up!
Rebuttal Box
Respond to this report!
What's This?
Victim of this person/company?
What's This?Repair Your Reputation
What's This?
Looking for premium tickets? Concert Tickets | Sports Tickets | Theatre Tickets just visit www.TicketFeeder.com
Advertisers below have met our strict standards for business conduct.
